I need assistance to figure out the current most relaiable and competitive family cover is.

The last thread on this here was in August 2009, any updates. Please give me contact details of.

Thanks.

@ Elder hehehehe what is it with Alexander Forbes?

Alexander Forbes are damn expensive. Got a quotation from them and it was almost double what AAR and Resolution were quoting and for even lesser limit. Decided to stick with AAR though have had issues with them before.

So unless money is not a concern or Sonko can subsidize your health insurance premiums then it is a no no.

Limited, i beg your pardon.

How old is resolution, by the way?

I joined AAR in 2000.

Left in 2002 and went to Medi-Plus; because they had a better plan for families - covered babies from birth to 3 months free of charge as long mum was member at birth - and lower premiums. The range of covers was also wider and more flexible compared to AAR's Gold, Silver, Bronze...

...nine months down the road, Medi-Plus closed down under the weight of unpaid hospital bills! I went running back to AAR even though the premiums were slightly higher...and had to be kept on the 3-month waiting period again!

I learned my lesson.

I haven't had problems as far as bill settlements are concerned....but once they delayed issuing discharge clearance for 45 minutes. It was x-mas season and their officers were avoiding calls from hospitals!!

as somebody mentioned,try Jubilee insurance.i have been with it since 2007 and cant complain and again they cover alot of hospitals in all the county,s.but just to mention,i have been going through their agent.

na hii resolution, I hear its owned (partly) by that Mobicom guy.. Yenyewe Kenya has owners.

Medical expenses have been draining my already thin income.Im currently looking for a basic medical cover for my small family.

The following are my specifications:

Husband
Wife
1 child 2years old

Cover inpatient :500,000
Outpatient :100,000

Option of covering wife and child only.

Recommendations and the likely annual premium?
Hospitals covered ,and the diseases covered.

How is madison insurance? any experiences ?

niando.becia@gmail.com

I have been with AAR for quite a while and early this year changed to Jubilee. This has turned out to be a mistake especially for outpatient. The family is almost exhausting the Kshs 100K limit courtesy of hospitals bent on maximizing their income with little regard for costs. A single visit to some of the hospitals will drain Kshs 8K from the limit through unnecessary lab tests, drugs from Germany and the US, and other procedures one could easily do without.

I will probably head back to AAR for their unlimited outpatient cover - they have their issues though - but I am not keen to be paying out of pocket for my kids treatment halfway though the year.