Hi Wazuans

Kindly assist does this sound too good to be true,I want to pay for parents but want your advice and tell me catch behind it....

http://www.cic.co.ke/Our-Policies/Micro-Insurance

Bima ya Jamii is actually a partnership between NHIF and CIC and is definitely a bettr product than just getting NHIF medical insurance. this is Mcro - a combination of medical and some general insurance.
http://www.bing.com/sear...earchBox&FORM=IE8SRC

@Fundah NHIF only just pays the bed charges but Bima ya Jamii Benefits are:
• No upper age limit
• Ensures there are no deposits required at admission to hospital
• Covers principal member and family members
• Pays all doctor fees, bed charges, including food, X-ray and laboratory costs, all prescribed drugs, dressings, ICU charges and any other in-patient procedure
• Pays maternity costs for normal and caesarean births
• Pays for treatment of chronic and pre-existing medical conditions
• All surgeries carried out in government hospitals (Category A) are fully covered. For surgeries carried out in Category B hospitals i.e. mission hospitals, Kenyatta Hospital and Moi Referral, there will be a charge of 1 KSH to a maximum of 15,000 KSH depending on the nature of the surgery
• Guaranteed quality treatment
• Rebates at high-cost private hospitals
Hospital service providers(General ward only):
• The inpatient services are accessible from a list of over 200 hospitals spread through out the country
• The hospitals are mainly mission (faith based) hospitals, with some low cost private hospitals and all government hospitals.
• All hospitals in the list offer quality services for all basic treatment procedures.

The policy has no upper age limit and no limit to the number of children dependants who are between 1 day and 25 years and in school or college. Note also that persons contributing to the NHIF through an employer are not eligible for the full package of this cover but can purchase personal accident and last respect cover to be able to enjoy the benefits under this cover . The medical benefit is exactly what NHIF gives and it takes care of comprehensive hospitalisation in
hospitals in the attached list. In the hospitals not listed, the members meet the bills in full net of the daily rebate per hospital paid by NHIF. Presenting the card ensures admission in any listed hospital without any payments at all. However, in cases of surgery in category B hospitals, the member may be required to pay up to a limit of Kshs. 15,000.


How to enroll:


Complete a Bima ya Jamii form.
Attach copies of National IDs for both Principal and spouse as applicable
Attach colour passport size photographs for principal, spouse and dependants
Submit the above documents to the nearest CIC office/branch countrywide



List of covered Hospitals

1 MBAGATHI DISTRICT HOSPITAL A NAIVASHA DISTRICT HOSPITAL A GARISSA NURSING HOME B
2 KENYATTA NATIONAL HOSPITAL (GENERAL WARD A GILGIL SUB DISTRICT HOSPITAL A KISII
3 MATHARE MENTAL HOSPITAL (GENERAL WARD) A POLY-CLINIC HOSPITAL B KISII DISTRICT HOSPITAL A
4 PUMWANI HOSPITAL MANAGEMENT BOARD A HOMEGROWN MEDICAL CENTRE B NYAMIRA DISTRICT HOSPITAL KISII A
5 NATIONAL SPINAL INJURY HOSPITAL A MT. LONGONOT MEDICAL SERVICES LIMITED B GUCHA DISTRICT HOSPITAL A
6 KENYATTA NATIONAL HOSPITAL (MAT. WARDS) A SHER AGENCIES HOSPITAL B NYAMIRA DISTRICT HOSPITAL - AMENITY A
7 NGONG HILLS HOSPITAL B ELDORET GESUSU SUB-DISTRICT HOSPITAL A
8 MARURA NURSING HOME B LOKITANG HOSPITAL LODWAR A KISII DISTRICT HOSPITAL(AMENITY WARD) A
9 MIDHILL MATERNITY & NURSING HOME B KAPSABET DISTRICT HOSPITAL A RACHUONYO DISTRICT HOSPITAL A
WESTLANDS ITEN DISTRICT HOSPITAL (ELGEYO MARAKWET) A TRANSMARA DISTRICT HOSPITAL A
32 KAMITI HOSPITAL A ITEN DISTRICT HOSPITAL A TRANSMARA MEDICARE HOSPITAL B
IND. AREA HEMA HOSPITAL B
46 HURUMA NURSING & MATERNITY HOME B MOI TEACHING & REFERRAL HOSPITAL.(general ward) A CHRISTA MARIANNE HOSPITAL & NURSING HOM B
47 MARIA MAT. & NURSING HOME B TABAKA MISSION HOSPITAL (KISII) B
LIMURU A.I.C KAPSOWAR HOSPITAL (ELDORET) B GETEMBE NURSING HOME B
63 KIAMBU DISTRICT HOSPITAL A ELDORET HOSPITAL B NYAMIRA MATERNITY & NURSING HOME B
64 TIGONI DISTRICT HOSPITAL A PLATEAU MISSION HOSPITAL (ELDORET) B ITIERO MATERNITY & NURSING HOME B
65 P.C.E.A KIKUYU HOSPITAL B CHESONGOCH HEALTH CENTRE B NYANGENA HOSPITAL B
66 KIAMBU DISTRICT HOSPITAL (AMENITY ) A KAKUMA MISSION HOSPITAL B KENDU MISSION HOSPITAL (KENDU BAY) B
KITALE MATATA NURSING & MATERNITY HOME B
67 A.I.C KIJABE MEDICAL CENTRE B LODWAR DISTRICT A BOSONGO MEDICAL CENTRE B
70 KIKUYU NURSING HOME B KAPENGURIA DISTRICT HOSPITAL A AKEMO VALLEY MATERNITY & NURSING HOME B
71 ST.TERESA KIKUYU MATERNITY & NUR. HOME B KITALE DISTRICT HOSPITAL A ISANA NURSING HOME B
72 P.C.E.A KIKUYU ORTHOPAEDIC REH. CENTRE B KITALE DISTRICT HOSPITAL(AMENITY WARD) A GUCHA COTTAGE MATERNITY & NURSING HOME B
73 NORTH KINANGOP CATHOLIC HOSPITAL B ORTUM MISSION HOSPITAL (KITALE) B NYASIONGO MATERNITY AND NURSING HOME B
NYERI KIMININI COTTAGE HOSPITAL B KISUMU
77 MURANGA DISTRICT HOSPITAL A SISTER FRIDAS MEDICAL CENTRE B SIAYA DISTRICT HOSPITAL A
78 MURIRANJA DISTRICT HOSPITAL A NANDI HILLS YALA SUB DISTRICT HOSPITAL A
79 MT. KENYA HOSPITAL A NANDI HILL DISTRICT HOSPITAL A VICTORIA HOSPITAL (KISUMU) A
80 NYERI PROVINCIAL GENERAL HOSPITAL A KAPSABET DISTRICT HOSPITAL (AMENITY) A KISUMU DISTRICT HOSPITAL (KISUMU) A
81 KARATINA DISTRICT HOSPITAL A KABARNET KISUMU DISTRICT HOSPITAL(AMENITY) A
82 MUKURWE-INI SUB DISTRICT HOSPITAL A BARINGO DISTRICT HOSPITAL (KABARNET) A BONDO DISTRICT HOSPITAL A
83 OTHAYA SUB-DISTRICT HOSPITAL A TAMBACH DISTRICT HOSPITAL A PROVINCIAL GENERAL HOSPITAL KISUMU A
84 NYAHURURU DISTRICT HOSPITAL A BARINGO DISTRICT HOSPITAL (AMENITY WARDS A HOMABAY DISTRICT HOSPITAL A
85 OL'KALOU DISTRICT HOSPITAL A ELDAMA RAVINE DISTRICT HOSPITAL A SIAYA DISTRICT HOSPITAL (AMENITY WARD) A
86 OL'KALOU DISTRICT HOSPITAL (AMENITY) A TAMBACH SUB - DISTRICT HOSPITAL A BAMA NURSING & MATERNITY HOME B
87 NYERI PRISON HOSPITAL NYERI A MERCY HOSPITAL ELDAMA RAVINE B SIAYA MEDICAL CENTRE B
88 KIRIAINI CONSOLATA HOSPITAL(MURANGA) B BARNET MEMORIAL HOSPITAL B SEGA COTTAGE HOSPITAL B
89 P.C.E.A HOSPITAL(TUMUTUMU) KARATINA B KAKAMEGA SAGAM COMMUNITY HOSPITAL B
90 CONSOLATA HOSPITAL (NYERI) B WEBUYE DISTRICT HOSPITAL A JALARAM NURSING & MATERNITY HOME B
91 MARY IMMACULATE HOSPITAL B PROVINCIAL GENERAL HOSPITAL KAKAMEGA A NIGHTGALE MATERNITY & NURSING HOME B
92 WAKA RURINGU MATERNITY B VIHIGA DISTRICT HOSPITAL A BONDO MEDICAL CENTRE B
93 KANAN MEDICAL CENTRE B MISIKHU MISSION HOSPITAL B STAR CHILDREN HOSPITAL B
THIKA FRIENDS LUGULU HOSPITAL B OWENS MATERNITY & NURSING HOME B
101 THIKA DISTRICT HOSPITAL A CENTRAL MATERNITY & NURSING HOME B MASENO HOSPITAL B
102 GATUNDU DISTRICT HOSPITAL A NALA MATERNITY & NURSING HOME B HOLY FAMILY CATHOLIC MISSION HOSPITAL B
103 RIURU HEALTH CENTRE A ST. ELIZABETH HOSPITAL (MUKUMU) B ST. JOSEPH'S HOSPITAL (NYABONDO) B
104 IGEGANIA HEALTH CENTRE A FRIENDS KAIMOSI HOSPITAL B ST. ELIZABETH HOSPITAL LWAK B
105 MARAGUA DISTRICT HOSPITAL A KIMA MISSION HOSPITAL B ST. MONICA'S HOSPITAL B
106 IMMACULATE HEART OF MARY HOSPITAL B KERICHO DOPHIL NURSING & MATERNITY HOME B
107 MARY HELP OF THE SICK MISSION HOSP. B KERICHO DISTRICT HOSPITAL A MIGORI
108 THIKA NURSING HOME (THIKA) B LONDIANI DISTRICT HOSPITAL A SUBA DISTRICT HOSPITAL A
109 CENTRAL MEMORIAL HOSPITAL (THIKA) B LONGISA DISTRICT HOSPITAL A MIGORI DISTRICT HOSPITAL A
110 ST. MATIA MULUMBA HOSPITAL B SIGOR SUB DISTRICT HOSPITAL A RONGO SUB-DISTRICT HOSPITAL A
111 MT.SINAI HOSPITAL B KAPKATET DISTRICT HOSPITAL A AWENDO SUB-DISTRICT HOSPITAL A
112 NAIDU HOSPITAL B ST. CLARES MISSION HOSPITAL (KAPLONG) B ISEBANIA SUB-DISTRICT HOSPITAL A
113 RUIRU PRIVATE HOSPITAL B TENWEK HOSPITAL BOMET (SOTIK) B KURIA DISTRICT HOSPITAL A
114 RUIRU PRIVATE HOSPITAL B KERICHO NURSING HOME LTD. B ORUBA NURSING & MATERNITY HOME LTD B
115 GAICHANJIRU CATHOLIC HOSPITAL(MURANGA) B ST. LEONARDS HOSPITAL LIMITED B ST. JOSEPH'S MISSION HOSPITAL MIGORI B
116 AIC GITHUMU HOSPITAL B A.I.C. LITEIN COTTAGE HOSPITAL KERICHO B PASTOR MACHAGE MEMORIAL HOSPITAL B
117 DONYO SABUK MAT & NUR HOME B JAMES FINLAY (KENYA) LTD-CENTRAL HOSP. B SORI LAKESIDE NURSING HOME B
NANYUKI KIPCHIMCHIM MISSION HOSPITAL B SUNA MAT & NURSING HOME B
122 NANYUKI DISTRICT HOSPITAL A UNILEVER TEA (K) LTD-CENTRAL HOSPITAL B OJELE MEMORIAL HOSPITAL B
123 MARALAL DISTRICT HOSPITAL A SILOAM HOSPITAL B ST.CAMILLUS MISSION HOSPITAL B
124 CATHOLIC HOSPITAL WAMBA VIA MARALAL B GREENVIEW NURSING HOME B ST AKIDIVA MEMORIAL HOSPITAL B
125 CHARITY MEDICAL CENTRE B NAKURU RAPOGI COMMUNITY HEALTH & MAT. CENTRE B
MOMBASA NAROK DISTRICT HOSPITAL A MUMIAS
129 KWALE DISTRICT HOSPITAL A MOLO DISTRICT HOSPITAL A MT.ELGON DISTICT HOSPITAL A
130 TUMBE HOSPITAL KWALE A OLEGURUONE SUBDISTRICT HOSPITAL A BUNGOMA DISTRICT HOSPITAL A
131 KINANGO HOSPITAL KWALE A ELBURGON NYAYO HOSPITAL A TESO DISTRICT HOSPITAL A
132 MSAMBWENI DISTRICT HOSPITAL A RIFT VALLEY PROV. GENERAL HOSP. NAKURU A MANYALA SUB-DISTRICT HOSPITAL A
133 PORT REITZ CHEST HOSPITAL A PROVINCIAL GENERAL HOSP. ANNEX NAKURU A ALUPE HOSPITAL (BUSIA) A
134 SHIMO LA TEWA HOSPITAL MOMBASA A BONDENI MATERNITY HOSPITAL A BUSIA DISTRICT HOSPITAL A
135 MARIAKANI SUB-DISTRICT HOSPITAL A NAKURU PRISON HOSPITAL NAKURU A PORT VICTORIA SUB-DISTRICT HOSPITAL A
136 LADY GRIGGS MATERNITY HOSPITAL A EGERTON UNIVERSITY HEALTH CENTRE B KARI(TRC)ALUPE HOSPITAL-BUSIA A
137 COAST GENERAL HOSPITAL (MOMBASA) A ST. JOSEPH'S NURSING AND MATERNITY HOM B LUMBOKA MEMORIAL HOSPITAL B
138 ST. LUKE HOSPITAL KALOLENI (MOMBASA) B VALLEY HOSPITAL LIMITED B BUNGOMA MEDICAL CENTRE B
139 MARY IMMACULATE MATERNITY & DISP. (MOMB B EVANS SUNRISE MEDICAL CENTRE B LUMINO MATERNITY & NURSING HOME B
VOI MERU TANAKA NURSING HOME B
157 WESU DISTRICT HOSPITAL A 217 MERU DISTRICT HOSPITAL(GENERAL) A ELGON VIEW MEDICAL COTTAGE B
158 TAVETA DISTRICT HOSPITAL A 218 CHUKA DISTRICT HOSPITAL A ST. DAMIANO MEDICAL HOSPITAL B
159 MOI HOSPITAL- VOI A 219 NYAMBENE DISTRICT HOSPITAL A ST. MARY'S HOSPITAL (MUMIAS) B
160 MOUNT VIEW MATERNITY AND NURSING HOME B 220 CHUKA DISTRICT HOSPITAL AMENITY A MWIHILA MISSION HOSPITAL (YALA) B
MALINDI 221 MERU DISTRICT HOSPITAL(AMENITY) A HOLY FAMILY HOSPITAL NANGINA B
161 HOLA DISTRICT HOSPITAL A 222 KANYAKINE SUB-DISTRICT HOSPITAL A BUTULA MISSION HOSPITAL (BUSIA) B
162 NGAO HOSPITAL TANA RIVER A 223 ISIOLO DISTRICT HOSPITAL A MACHAKOS
163 KILIFI DISTRICT HOSPITAL A 224 ISIOLO DISTRICT HOSPITAL (AMENITY) A KAJIADO DISTRICT HOSPITAL A
164 MALINDI DISTRICT HOSPITAL A 225 MARSABIT DISTRICT HOSPITAL A LOITOKTOK DISTRICT HOSPITAL A
165 LAMU DISTRICT HOSPITAL A 226 MOYALE DISTRICT HOSPITAL A PROVINCIAL GENERAL HOSPITAL (MACHAKOS) A
166 KIPINI DISTRICT HOSPITAL A 227 THARAKA DISTRICT HOSPITAL A KANGUNDO DISTRICT HOSPITAL A
167 MPEKETONI SUB- DISTRICT HOSPITAL A 228 MIATHENE DISTRICT HOSPITAL A MAKINDU DISTRICT HOSPITAL A
168 TAWFIQ HOSPITAL B 229 CONSOLATA HOSPITAL CHUKA (MERU) B MAKUENI HOSPITAL MACHAKOS A
EMBU 230 TIGANIA HOSPITAL (MERU) B KATHIANI HOSPITAL MACHAKOS A
172 KERUGOYA DISTRICT HOSPITAL A 231 MAUA METHODIST HOSPITAL (MERU) B MBOONI SUB-DISTRICT HOSPITAL A
173 KERUGOYA DISTRICT HOSPITAL A 232 P.C.E.A. CHOGORIA HOSPITAL (MERU) B MATUU SUB DISTRICT HOSPITAL A
174 EMBU PROVINCIAL HOSPITAL A 233 CONSOLATA HOSPITAL NKUBU (MERU) B MACHAKOS NURSING HOME (MACHAKOS) B
175 ISHIARA DISTRICT HOSPITAL EMBU A 234 ST. THERESA'S MATERNITY & COTT.HOSPITAL B KIKOKO MISSION HOSPITAL (MACHAKOS) B
176 MBEERE DISTRICT HOSPITAL A 235 COTTOLENGO MISSION HOSPITAL B SHALOM HOSPITAL B
177 KIMBIMBI SUB-DISTRICT HOSPITAL A 236 ST. ORSOLA HOSPITAL, MATERI B NEW NGEI ROAD MATERNITY & NURSING HOME B
178 OUR LADY OF LOURDES MWEA HOSPITAL B 237 SOLOLO MISSION HOSPITAL SOLOLO B BISHOP U KIOKO CATHOLIC HOSPITAL B
179 MWEA MEDICAL CENTRE B 238 LAISAMIS CATHOLIC HOSPITAL B ATHI RIVER MEDICAL SERVICES B
180 ACK MOUNT KENYA HOSPITAL B KITUI ATHI RIVER HEALTH CENTRE B
181 KAGIO NURSING HOME B 187 KITUI DISTRICT HOSPITAL A KITENGELA MEDICAL CENTRE B
182 KERUGOYA MEDICAL CENTRE B 188 MWINGI HOSPITAL (KITUI) A KILOME MATERNITY & NURSING HOME B
183 CONSOLATA HOSPITAL KYENI (EMBU) B 189 TSEIKURU SUB-DISTRICT HOSPITAL A MATUU NURSING HOME B
184 ST. MICHAEL NURSING HOME B 190 MIGWANI SUB-DISTRICT HOSPITAL A
191 MUTHALE MISSION HOSPITAL (KITUI) B
192 MUTOMO MISSION HOSPITAL (MUTOMO) B
193 TEI WA YESU HOSPITAL B
194 MUMBUNI MATERNITY & NURSING HOME B

I would support the increase if it would mean covering the member and his/her nuclear family members ...(ie partner and children under 18).......for a comprensive cover in the Leading hospitals including Nairobi Hospital , avenue , Kenyatta private wing , Aga Khan , Mp Shah.....