An education plan is the best thing you could ever take for your chilren.

This world is full of eventualities and we cannot afford to take gumble with it.

For instance what happens to these children's dreams when they fail to attain sufficient point to pursue courses that lead to these dreams;

you breath your last or you are incapacitated in one way or the other?


have a thoughtful season.

There is avery thin line between insurers and fraudsters.The only difference is that one is illegitimate.
I have been 'investing' with an insurer for the last 3 years.All I have to show is tears of losses from a bad investment decision.

Can't wait for the end of 3 years to run since then I can get the full little accumulated fund. which is lower that my total contributions.

My monthly contributions will then start going to my sacco and I bet by the end of another 7 years I will be better off from the sacco loans well invested.

The agents do not tell you that 45% of the 1st year goes to their pocket(agent and company)and 10% thereafter goes to them or company.

I agree with muganda.'I think the best thing is to put aside the same standing order but instead of paying the insurer, choose to pay a unit trust ' or better your cds account and buy the shares yourself.