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Stocks vs TBonds/Bills vs Ins. Policy vs Ordinary Biashara
E2D
#1 Posted : Wednesday, May 05, 2010 8:49:51 AM
Rank: Member


Joined: 11/13/2009
Posts: 35
hallo learned friends,
i need some adv on the above issues with respect to:
1.Best for long term
2.best for short term
3.best for medium term
5.highest in returns to inv.
6. security of inv.
7.and any other questions i will ask later.

big up pple.
mukiha
#2 Posted : Wednesday, May 05, 2010 10:30:35 AM
Rank: Elder


Joined: 6/27/2008
Posts: 4,114
I see that you joined six months ago and you have made 35 contributions. This means you are a fairly active participant. Therefore by now you should have the answers you are looking for.
Nothing is real unless it can be named; nothing has value unless it can be sold; money is worthless unless you spend it.
Scubidu
#3 Posted : Wednesday, May 05, 2010 2:01:45 PM
Rank: Veteran


Joined: 9/4/2009
Posts: 700
Location: Nairobi
@E2D. Well it could be all relative, u can make income and capital gains from stocks, property and bonds; maybe it boils down to market liquidity and how much money you bring to the table. I can give u an example of bonds.

You could have bought the KenGen PIBO in late November 2009 and made as much money as putting it in some blue chips like KPLC, BAT, KCB and Total. You could have bought KenGen PIBO at 99 in late November and sold it today at 107 (clean) adding the dividend of 6k and you have a return of like 14% in six months (phenomenal for a corporate bond).

You could have bought a govt bond of the same maturity on the same date such as FXD1/2009/10Yr you could have bought it at 94 and sold at 113 today and if u include the coupon interest payment then ur looking at a better return of 25%; higher than EABL, Safaricom and Bamburi, over the last six months with zero risk. But u need to invest big to get anyone's attention and prices seldom move this fast.

so maybe 8. on ur list shud be, best for 100k and over?
“We are the middle children of history man, no purpose or place. We have no great war, no great depression. Our great war is a spiritual war, our great depression is our lives!" – Tyler Durden
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