Long-term Borrowings

Long-term borrowings comprise of;

Diamond Trust Bank Kenya Limited
 Subordinated debt facilities of US $ 36.1 million raised from International Finance Corporation.
 Senior loan facilities of US $ 22.1 million, US $ 17.8 million and US $ 5.1 million raised from Proparco, Deutsche Investitions- und Entwicklungsgesellschaft (DEG) and Agence Française de Développement (AFD) respectively.
 Trade finance borrowing from ICICI Bank Limited of US$ 6.6 million to finance trade transactions.
 Trade finance borrowing from Standard Chartered Bank (Mauritius) of US$ 46.2 million to finance trade transactions.

Diamond Trust Bank Uganda Limited
 Subordinated debt facilities raised from DEG and IFC with outstanding balance of US $ 5.0 million each.
 Administered funds from Bank of Uganda with outstanding balance of Ushs 585 million and US$ 5.8 million senior loan from DEG).
 Senior loan facility of US $ 5.0 million from AFD.

Diamond Trust Bank Tanzania Limited
 Subordinated debt facilities raised from DEG and IFC with outstanding balance of US $ 7.5million and US $ 5.0 million, respectively.
These notes bear interest at rates referenced to the six months Libor.