I took a 1.2M Loan and invested in a Matatu business- bringing an average income of 2k per day- thus about 60k per month.
I qualify for another loan of 3.8M next year January- I need advise on investing

I was thinking of purchasing (2) pieces of land one for commercial property development and another for speculative accrual in value for future sale.
And to buy another Van/ Matatu or Taxi; and to start an E-commerce company on tourism sector-targeting initial Start up of 500k and expecting about 50k per month.

Am wondering if these plans are realistic. I want these investments to service the loan which will require a payment of 120k per month for the next 3 years; Can any experienced person advise. I also expect to get a monthly net income of at least 50k from the investments; not counting the current matatu.

Your thoughts and analysis will be appreciated.