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How do i invest my 800K cash, given the following conditions?
charlie123
#1 Posted : Tuesday, July 30, 2013 12:37:19 PM
Rank: Hello


Joined: 7/30/2013
Posts: 4
Hi Wazuans, please Help me on how to invest my 800K cash, i have the following properties also: I have a 50by100 plot in a major town outside Nairobi with rents in the area going for double rms,one bedroom and 2bedrooms, 4K , 7K and 10K respectively. I have another 120by130 plot with rents in the area going for, one room stone shop 2,500/= mabati kiosks 1,300/= each, mabati room 1K. I also have 1 Acre farmland 1KM from the town with a permanent water Dam.
maka
#2 Posted : Tuesday, July 30, 2013 12:51:43 PM
Rank: Elder


Joined: 4/22/2010
Posts: 11,522
Location: Nairobi
charlie123 wrote:
Hi Wazuans, please Help me on how to invest my 800K cash, i have the following properties also: I have a 50by100 plot in a major town outside Nairobi with rents in the area going for double rms,one bedroom and 2bedrooms, 4K , 7K and 10K respectively. I have another 120by130 plot with rents in the area going for, one room stone shop 2,500/= mabati kiosks 1,300/= each, mabati room 1K. I also have 1 Acre farmland 1KM from the town with a permanent water Dam.


The investment planning process is more complex than this and getting the best investment objective isnt easy due to the limited information:-
How do we classify your needs?
(i) maximising future growth
(ii) protecting the real value of capital
(iii) generating an essential level of income
(iv) protecting against future events

So amongst this what do u want?

From there then we can know what strategy to use...
if its;
(i) Income
(ii) Income and growth
(iii) Growth
(iv) outright growth

Think about this first....

possunt quia posse videntur
charlie123
#3 Posted : Tuesday, July 30, 2013 2:39:42 PM
Rank: Hello


Joined: 7/30/2013
Posts: 4
This will be my only source of income and desire for growth also
Am
#4 Posted : Wednesday, July 31, 2013 8:01:02 AM
Rank: Veteran


Joined: 2/21/2012
Posts: 1,739
charlie123 wrote:
This will be my only source of income and desire for growth also


What is wrong with you. @Maka offers advise you would Pay for elsewhere and this is your response?

Do not be anxious about anything, but in everything, by prayer and petition, with thanksgiving, present your requests to God..
deadpoet
#5 Posted : Wednesday, July 31, 2013 8:34:09 AM
Rank: Member


Joined: 9/27/2006
Posts: 503
If you already have information on rents, you're halfway there. All you need to do know if figure out all the costs associated with putting up structures on those pieces of land and getting tenants, and then determine the payback period of your investment based on the rental income. Then decide if the rental income you may be able to get afterwards matches your objectives.
maka
#6 Posted : Wednesday, July 31, 2013 9:02:12 AM
Rank: Elder


Joined: 4/22/2010
Posts: 11,522
Location: Nairobi
Am wrote:
charlie123 wrote:
This will be my only source of income and desire for growth also


What is wrong with you. @Maka offers advise you would Pay for elsewhere and this is your response?



I dont think its as easy as people make it thats why professional wealth managers collate your every detail since we have varying objectives and expectations...thats why they need to know your personal details,health status,details of family and dependants,details of occupation,earnings and other income sources,estimates of your present and anticipated outgoings,assets and liabilities,any pension areangements...etc
what is your attitude to risk is it cautious,moderate or adventorous....
There is also time horizon and stage in life some of us are in.our 20s we can afford to loose some bit of money here and there thats not the case say with a guy whose 60 or 70...
Most of this info is private you cant jst paste it here...

possunt quia posse videntur
charlie123
#7 Posted : Thursday, August 01, 2013 7:32:16 AM
Rank: Hello


Joined: 7/30/2013
Posts: 4
Am wrote:
charlie123 wrote:
This will be my only source of income and desire for growth also


What is wrong with you. @Maka offers advise you would Pay for elsewhere and this is your response?


Am
This is an insult and abusive idiotic language - is this the true picture of WAZUA ???? OR are you soliciting to fraud people by drawing them to pay for ''your financial advise'' !!!!!!!
webish
#8 Posted : Thursday, August 01, 2013 7:41:23 AM
Rank: Member


Joined: 10/19/2009
Posts: 671
Location: Nairobi
Focus...

Life is joy, death is peace, but the transition is very difficult.
vin
#9 Posted : Thursday, August 01, 2013 8:56:12 AM
Rank: Member


Joined: 1/22/2007
Posts: 336
charlie123 wrote:
Am wrote:
charlie123 wrote:
This will be my only source of income and desire for growth also


What is wrong with you. @Maka offers advise you would Pay for elsewhere and this is your response?


Am
This is an insult and abusive idiotic language - is this the true picture of WAZUA ???? OR are you soliciting to fraud people by drawing them to pay for ''your financial advise'' !!!!!!!

I rarely wade into controversy but hutatuletea nyenyenye ya matusi on your third post.Go back and come when more mature.
Advice is like snow.The softer it lands the harder is sticks.
iKenya
#10 Posted : Thursday, August 01, 2013 9:37:55 AM
Rank: Member


Joined: 7/27/2008
Posts: 241
charlie123 wrote:
Am wrote:
charlie123 wrote:
This will be my only source of income and desire for growth also


What is wrong with you. @Maka offers advise you would Pay for elsewhere and this is your response?


Am
This is an insult and abusive idiotic language - is this the true picture of WAZUA ???? OR are you soliciting to fraud people by drawing them to pay for ''your financial advise'' !!!!!!!



Really???
Quote:
Buy when there's blood in the streets, even if the blood is your own...
kryptonite
#11 Posted : Thursday, August 01, 2013 10:10:39 AM
Rank: Member


Joined: 2/1/2010
Posts: 272
Location: Nairobi
charlie123 wrote:
Am wrote:
charlie123 wrote:
This will be my only source of income and desire for growth also


What is wrong with you. @Maka offers advise you would Pay for elsewhere and this is your response?


Am
This is an insult and abusive idiotic language - is this the true picture of WAZUA ???? OR are you soliciting to fraud people by drawing them to pay for ''your financial advise'' !!!!!!!


Whilst @Am's post was chastising, it was in no way abusive or idiotic.
The harder you work, the luckier you get
The Merchant
#12 Posted : Thursday, August 01, 2013 10:59:08 AM
Rank: Veteran


Joined: 5/24/2010
Posts: 846
Location: KENYA
charlie123 wrote:
Am wrote:
charlie123 wrote:
This will be my only source of income and desire for growth also


What is wrong with you. @Maka offers advise you would Pay for elsewhere and this is your response?


Am
This is an insult and abusive idiotic language - is this the true picture of WAZUA ???? OR are you soliciting to fraud people by drawing them to pay for ''your financial advise'' !!!!!!!

Well if this is your only source of income then you fall under the category where capital preservation is important. This means that you cannot be tooo aggressive.
Maka gave you a list of considerations some of which cannot be dealt with in an open forum. I suggest you trade emails and takeit from there.
charlie123
#13 Posted : Thursday, August 01, 2013 12:33:55 PM
Rank: Hello


Joined: 7/30/2013
Posts: 4
The Merchant wrote:
charlie123 wrote:
Am wrote:
charlie123 wrote:
This will be my only source of income and desire for growth also


What is wrong with you. @Maka offers advise you would Pay for elsewhere and this is your response?


Am
This is an insult and abusive idiotic language - is this the true picture of WAZUA ???? OR are you soliciting to fraud people by drawing them to pay for ''your financial advise'' !!!!!!!

Well if this is your only source of income then you fall under the category where capital preservation is important. This means that you cannot be tooo aggressive.
Maka gave you a list of considerations some of which cannot be dealt with in an open forum. I suggest you trade emails and takeit from there.

I have no problem with Maka, This figure called ''Am'' used an abusive un-proffesional language when he replied asking me ''What is wrong with me'' would`nt anybody be aggresive at that ???
maka
#14 Posted : Thursday, August 01, 2013 12:55:29 PM
Rank: Elder


Joined: 4/22/2010
Posts: 11,522
Location: Nairobi
charlie123 wrote:
The Merchant wrote:
charlie123 wrote:
Am wrote:
charlie123 wrote:
This will be my only source of income and desire for growth also


What is wrong with you. @Maka offers advise you would Pay for elsewhere and this is your response?


Am
This is an insult and abusive idiotic language - is this the true picture of WAZUA ???? OR are you soliciting to fraud people by drawing them to pay for ''your financial advise'' !!!!!!!

Well if this is your only source of income then you fall under the category where capital preservation is important. This means that you cannot be tooo aggressive.
Maka gave you a list of considerations some of which cannot be dealt with in an open forum. I suggest you trade emails and takeit from there.

I have no problem with Maka, This figure called ''Am'' used an abusive un-proffesional language when he replied asking me ''What is wrong with me'' would`nt anybody be aggresive at that ???


pole thats how you are welcomed here...after 20+ posts you will be thick skinned....
possunt quia posse videntur
The Merchant
#15 Posted : Thursday, August 01, 2013 4:33:20 PM
Rank: Veteran


Joined: 5/24/2010
Posts: 846
Location: KENYA
maka wrote:
charlie123 wrote:
The Merchant wrote:
charlie123 wrote:
Am wrote:
charlie123 wrote:
This will be my only source of income and desire for growth also


What is wrong with you. @Maka offers advise you would Pay for elsewhere and this is your response?


Am
This is an insult and abusive idiotic language - is this the true picture of WAZUA ???? OR are you soliciting to fraud people by drawing them to pay for ''your financial advise'' !!!!!!!

Well if this is your only source of income then you fall under the category where capital preservation is important. This means that you cannot be tooo aggressive.
Maka gave you a list of considerations some of which cannot be dealt with in an open forum. I suggest you trade emails and takeit from there.

I have no problem with Maka, This figure called ''Am'' used an abusive un-proffesional language when he replied asking me ''What is wrong with me'' would`nt anybody be aggresive at that ???


pole thats how you are welcomed here...after 20+ posts you will be thick skinned....

By Aggressive I was referring to your investment strategy. You do have a lot to learn from here pal.
Mukiri
#16 Posted : Thursday, August 01, 2013 5:41:24 PM
Rank: Elder


Joined: 7/11/2012
Posts: 5,222
I there is any lesson to be learnt here is, keep a cool level head, moreso when you want something.... for free! All these accusations and counter accusations, where have they led you? Who is the looser? Do you have what it is you wanted? Now imagine you would have just bit your tongue... #tafakariyababu

Proverbs 19:21
Liv
#17 Posted : Thursday, August 01, 2013 9:02:36 PM
Rank: Veteran


Joined: 11/14/2006
Posts: 1,311
maka wrote:
charlie123 wrote:
Hi Wazuans, please Help me on how to invest my 800K cash, i have the following properties also: I have a 50by100 plot in a major town outside Nairobi with rents in the area going for double rms,one bedroom and 2bedrooms, 4K , 7K and 10K respectively. I have another 120by130 plot with rents in the area going for, one room stone shop 2,500/= mabati kiosks 1,300/= each, mabati room 1K. I also have 1 Acre farmland 1KM from the town with a permanent water Dam.


The investment planning process is more complex than this and getting the best investment objective isnt easy due to the limited information:-
How do we classify your needs?
(i) maximising future growth
(ii) protecting the real value of capital
(iii) generating an essential level of income
(iv) protecting against future events

So amongst this what do u want?

From there then we can know what strategy to use...
if its;
(i) Income
(ii) Income and growth
(iii) Growth
(iv) outright growth

Think about this first....




@Maka,
what is the difference between "Growth" and "Outright growth"?.....examples.
Am
#18 Posted : Friday, August 02, 2013 8:32:39 AM
Rank: Veteran


Joined: 2/21/2012
Posts: 1,739
charlie123 wrote:
The Merchant wrote:
charlie123 wrote:
Am wrote:
charlie123 wrote:
This will be my only source of income and desire for growth also


What is wrong with you. @Maka offers advise you would Pay for elsewhere and this is your response?


Am
This is an insult and abusive idiotic language - is this the true picture of WAZUA ???? OR are you soliciting to fraud people by drawing them to pay for ''your financial advise'' !!!!!!!

Well if this is your only source of income then you fall under the category where capital preservation is important. This means that you cannot be tooo aggressive.
Maka gave you a list of considerations some of which cannot be dealt with in an open forum. I suggest you trade emails and takeit from there.

I have no problem with Maka, This figure called ''Am'' used an abusive un-proffesional language when he replied asking me ''What is wrong with me'' would`nt anybody be aggresive at that ???


@Charlie123.

You are Hilarious.From te thread,What are you mad at and how was I abusive? I'm amused.Welcome to wazua, again I say Karibu sana. Na ukuwe Mpole mbloo, and you will learn, grow and accomplish much. Welcome again.

Finally, @Charlie123.Out of curiosity. I dare ask you, are you 123, or 321 years old?
Do not be anxious about anything, but in everything, by prayer and petition, with thanksgiving, present your requests to God..
sheri
#19 Posted : Friday, August 02, 2013 8:57:42 AM
Rank: Member


Joined: 4/11/2007
Posts: 694
charlie123 wrote:
Am wrote:
charlie123 wrote:
This will be my only source of income and desire for growth also


What is wrong with you. @Maka offers advise you would Pay for elsewhere and this is your response?


Am
This is an insult and abusive idiotic language - is this the true picture of WAZUA ???? OR are you soliciting to fraud people by drawing them to pay for ''your financial advise'' !!!!!!!


@Charlie if this is your attitude in the republic i can foresee trouble. Where is mathenge to roll the carpet for you.
relic hunter
#20 Posted : Thursday, August 15, 2013 7:18:42 AM
Rank: Hello


Joined: 8/15/2013
Posts: 1
charlie123 wrote:
Hi Wazuans, please Help me on how to invest my 800K cash, i have the following properties also: I have a 50by100 plot in a major town outside Nairobi with rents in the area going for double rms,one bedroom and 2bedrooms, 4K , 7K and 10K respectively. I have another 120by130 plot with rents in the area going for, one room stone shop 2,500/= mabati kiosks 1,300/= each, mabati room 1K. I also have 1 Acre farmland 1KM from the town with a permanent water Dam.

Build stone shops on the 120by130 plot, 12 of them at a cost of about 500K and rake in 30K every month, the balance of 300K build greenhouse and do farming on your land.
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