By and large, like in all other banks that have reported

Income statement performance; A
Balance sheet performance; C
Overall performance; B

https://www.nse.co.ke/listed-com...bank-results-for-q1-2013

@guru, in Kenya, its a Bonanza for Bank Investors

http://investinginafrica.net/20...de87-6bb5fbbad8-59951473

What differentiates Kenyan banks from the major banks in the US and Europe is their conservative loan-to-deposit ratios, which on average fall in the 70-85% range vs. 85-120% for their Western counterparts (with the European banks at the riskiest end of that range). Similarly, Kenyan banks enjoy higher net interest margins (10-13% vs. 3-5% in the US) and lower cost-income ratios (not to mention significantly higher growth prospects). Though investors face macro-economic risks in terms of inflation and exchange rates, on a company level the banks look decidedly healthier in Kenya than the too-big-to-fail banks in the developed world. But to the extent that inflation is kept in check and banks don’t have to compete too hard for deposits, the future for Kenyan banks looks very bright indeed.

Thats why bank stocks in Kenya will rule for the next decade.......

Plus the cabinet has enough former Bank CEOs to ensure bankers interests are well taken care off.

Happy Hunting.