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The Best Medical Insurance
Wallyak
#1 Posted : Saturday, July 26, 2008 5:24:00 PM
Rank: Member

Joined: 6/6/2008
Posts: 9
What is the best medical insurance out there. I need one for a small family as in young parents and one toddler.
BW1
#2 Posted : Sunday, July 27, 2008 7:33:00 AM
Rank: Member

Joined: 6/21/2008
Posts: 3
I got good health international cover. upto 1m us dollars. and I pay like 30k a year im 25yrs old.And it cvers u anywhere in the world
akowally
#3 Posted : Sunday, August 03, 2008 4:53:00 PM
Rank: Veteran

Joined: 5/20/2008
Posts: 1,126
Location: Nairobi
@BW1 which cover is this

popolo
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new investor
#4 Posted : Monday, August 04, 2008 1:52:00 AM
Rank: Member

Joined: 11/26/2007
Posts: 118
Hi. I hope ur not one of those guys who hear 'Insurance agent' and run. I could get you a cover with APA Insurance or resolution health,depending on what you need. Pliz send me an email with ur details(age and age of dependants)That way I can give you the figures u compare.

Everybody must be ready to work for their own stomach....not selfishness....but responsibility.Its unhealthy to wait for manna from heaven all the time and getting disappointed when it doesn't come to you!
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akowally
#5 Posted : Wednesday, August 26, 2009 11:22:00 AM
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Joined: 5/20/2008
Posts: 1,126
Location: Nairobi
and what would be your email address

popolo
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modestone
#6 Posted : Wednesday, August 26, 2009 11:55:00 AM
Rank: Member

Joined: 5/13/2009
Posts: 13
I believe its Avenue Health Care Privilege Plan. Whenever any insurance agents call me,I give them the Avenue rate & cover & tell them to match it - and they always fail.

The wise one invests in this world for the time he expects to live here,and invests in the afterlife for the time he knows he will stay there.
tom_boy
#7 Posted : Thursday, August 27, 2009 10:25:00 AM
Rank: Member

Joined: 2/20/2007
Posts: 767
@BW1
what kind of a person are you......... wait ....... I think I know......IRRITATING!!!!!
If you want to give information that can help someone,then by all means give it. If not,then shut up. Notice,the question is which health insurance policy is the best? Does your response enlighten us in any way ama you just want to brag about your cover which I doubt exists anyway.

I am with AAR and I think they are the better ones (at least compared to Resolution and APA). I am 30yrs and pay 18k fro a 6m inpatient cover (silver cover)

I would advice anyone to concentrate on the inpatient cover and save up and have some cash on the side to cater for outpatient expenses.

Watch out for some covers that may look cheap but in actual fact its a shared cover among the family members ( e.g a cover of 2m which is for the whole family together). In my opinion,aim for an inpatient limit of at least 2 Million per person as that is how expensive health care can get if you were to get seriously ill or in a serious accident requiring multiple surgeries. This means that if it is a shared cover,aim for minnimum 6 M for the family of 3.

Rather than spending all your time reading about the future and trying to figure the nuances of what is it might hold,may be you should spend at least as much time getting to know Him better (David Jeremiah)
They must find it difficult....... those who have taken authority as the truth, rather than truth as the authority. -G. Massey.
akowally
#8 Posted : Thursday, August 27, 2009 10:31:00 AM
Rank: Veteran

Joined: 5/20/2008
Posts: 1,126
Location: Nairobi
@ Modestone
What are their rates?

popolo
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akowally
#9 Posted : Thursday, August 27, 2009 10:35:00 AM
Rank: Veteran

Joined: 5/20/2008
Posts: 1,126
Location: Nairobi
@ Tomboy
Thanks for that information. I guess that means 18k per month.

@ BWI
Why the silence

popolo
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Djinn
#10 Posted : Thursday, August 27, 2009 2:14:00 PM
Rank: Elder

Joined: 11/13/2008
Posts: 1,565
@Modestone - sorry when I hear Avenue I also hear the word incompetence (imagine a doctor not being able to insert a drip into a 1 year old and having to poke around for a few minutes before ceding to a nurse who gets it the first time). When it comes to provider provided insurance,esp for OP cover,AAR would be a good option and also for IP in the hospitals they deal with.



@Wallyak - if price is also a factor,try Equity Bank's Equihealth which is underwritten by UAP - I have had NO issues with them at ALL and will renew with them soon without batting an eyelid - both in and out patient. Tiered rates to suit your needs. And personal advice - if you have a very young kid (new born to three years) ALWAYS take them to Aga Khan Hospital if you live in Nairobi - in my experience (10 years of parenting) all the rest are as good as toto 6/49 - you really don't know how it will turn out. Also it helps you avoid being on K24 or KTN with a horror story on malpractice.

However,I can't remark (and therefore exclude from that commentary) Nbi hosp and Mater since I have not used them at all for kids but for adults its been OK.

The problem with equality is that we desire that it be with those that have more than us rather that those that have less
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