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HELB or Cash for MSC
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radio
#1 Posted : Wednesday, October 24, 2012 10:21:58 AM
Rank: Veteran


Joined: 11/9/2009
Posts: 2,003
What is wiser, to get HELB to pay for my MSC or pay CASH?
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 Report Abusive | Report SPAM | Edit by user: Wednesday, October 24, 2012 10:56 AM | Reason: HELB for HELP
McReggae
#2 Posted : Wednesday, October 24, 2012 10:30:12 AM
Rank: Elder


Joined: 6/17/2008
Posts: 23,365
Location: Nairobi
HELB......HELP, which is which!!!
..."Wewe ni mtu mdogo sana....na mwenye amekuandika pia ni mtu mdogo sana!".
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bkismat
#3 Posted : Wednesday, October 24, 2012 10:32:41 AM
Rank: Elder


Joined: 10/23/2009
Posts: 2,375
McReggae wrote:
HELB......HELP, which is which!!!

Shida ya matamshi. Some people interchange B&PLaughing out loudly Laughing out loudly Laughing out loudly
It is better to keep your mouth closed and let people think you are a fool than to open it and remove all doubt...
-Mark Twain
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 Report Abusive | Report SPAM | Edit by user: Wednesday, October 24, 2012 10:34 AM | Reason: Not specified
uzimalife
#4 Posted : Wednesday, October 24, 2012 10:33:06 AM
Rank: New-farer


Joined: 6/22/2011
Posts: 30
radio wrote:
What is wiser, to get HELP to pay for my MSC or pay CASH?



What MSC and what benefits would accrue from having it. CASH!!! HELB is attractive but destructive. You will be subject (slave) to the lender especially in an uncertain world.
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Layman
#5 Posted : Wednesday, October 24, 2012 10:38:44 AM
Rank: Member


Joined: 9/21/2006
Posts: 422
Location: Nairobi
Every specialization course of MBA at the University of Nairobi has suddently acquired an MSC version at which they charge (MSC) a whole Kshs 25k (more than double that of MBA)in tuition fees per unit for 15 units. Whats the difference, for example, btw MBA (HR) and MSC (HR) or MBA Finance and MSC Finance, or MBA Marketing and MSC marketing, etc apart from the price differences?
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radio
#6 Posted : Wednesday, October 24, 2012 10:39:53 AM
Rank: Veteran


Joined: 11/9/2009
Posts: 2,003
uzimalife wrote:
radio wrote:
What is wiser, to get HELP to pay for my MSC or pay CASH?



What MSC and what benefits would accrue from having it. CASH!!! HELB is attractive but destructive. You will be subject (slave) to the lender especially in an uncertain world.


The MSC is IT related and the benefits are immediate. I was toying with the idea of investing the cash and using HELB.

@McReggae, hash!
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McReggae
#7 Posted : Wednesday, October 24, 2012 10:48:03 AM
Rank: Elder


Joined: 6/17/2008
Posts: 23,365
Location: Nairobi
Kama ni hivo, tumia HELB and invest the cash!!!
..."Wewe ni mtu mdogo sana....na mwenye amekuandika pia ni mtu mdogo sana!".
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King G
#8 Posted : Wednesday, October 24, 2012 3:25:55 PM
Rank: Elder


Joined: 6/20/2012
Posts: 3,855
Location: Othumo
Depends on how long the course is. But if you can negotiate your way out of the murky waters of HELB then be it, take it up.
Thieves
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holycow
#9 Posted : Wednesday, October 24, 2012 5:44:22 PM
Rank: Veteran


Joined: 11/11/2006
Posts: 971
Location: Home
HELB interest rates p.a
Undergraduate =4%
Postgraduate = 12%
if your investment will yield more than the interest rate, go for it, if not, cash.
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