It depends on your risk appetite, age and disposable funds available
This is strictly my formula.
(a) Fixed Assets (50%)Real Estate all 50%
(b) LIQUID ASSETS (50%)
(i) Stocks 30%
(ii) Balanced Mutual fund (Stocks/Fixed
Income) 10%
(iii) Savings Local currency 5%
(iv) Savings convertible hard currency
5%
The wazua spirit as members is to educate and inform and learn from others within the limit of what we know in any chosen area irrespective of our differences in tribes, nationalities, etc. .