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can I be compensated by insurance
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marshalliah
#1 Posted : Tuesday, June 07, 2011 3:42:23 AM
Rank: Member

Joined: 10/10/2009
Posts: 52
hello wazuans,

I was involved in a car accident o. saturday, and even though I was not hurt, my laptop was damaged.

the vehicle was from car hire and insurance will cover for the damages. is it possible to be compensated my laptop?

any guidance is welcome .
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e_kijana
#2 Posted : Tuesday, June 07, 2011 8:58:49 AM
Rank: Member

Joined: 1/17/2009
Posts: 55
While you had insured your car, Had you insured your laptop?
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Layman
#3 Posted : Tuesday, June 07, 2011 9:54:02 AM
Rank: Member

Joined: 9/21/2006
Posts: 422
Location: Nairobi
ask the car hire company if their insurance covered guest effects (that is properties of the clients) if not, you are kapput, alternatively, if you had a domestic package policy for your houshold belongings and your laptop was insured under all risks cover, you can approach your insurer who will compensate you.... in the absence of that, you are still kapput. Approach me and I will help you get proper insurance for your little things that matter most in your life.....
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  | | Edit by user: Tuesday, June 07, 2011 9:55 AM | Reason: Not specified
marshalliah
#4 Posted : Tuesday, June 07, 2011 10:54:28 AM
Rank: Member

Joined: 10/10/2009
Posts: 52
it was a head on collision. our vehicle was right while other car was wrong. it is not the car hire insurance that is settling the claims.


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marshalliah
#5 Posted : Tuesday, June 07, 2011 10:57:31 AM
Rank: Member

Joined: 10/10/2009
Posts: 52
unfortunately I am unable to upload the photos
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Layman
#6 Posted : Tuesday, June 07, 2011 11:12:03 AM
Rank: Member

Joined: 9/21/2006
Posts: 422
Location: Nairobi
YES, YOU CAN BE COMPENSATED BY THE INSURER OF THE NEGLIGENT DRIVER, but that COULD take ages if at all.....could be years.
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marshalliah
#7 Posted : Tuesday, June 07, 2011 11:42:43 AM
Rank: Member

Joined: 10/10/2009
Posts: 52
thanks @layman, how much would it cost to cover for electronics?
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Layman
#8 Posted : Tuesday, June 07, 2011 11:50:17 AM
Rank: Member

Joined: 9/21/2006
Posts: 422
Location: Nairobi
You dont cover the electronics alone, you cover your household items under a policy called "Domestic Package". This covers allyour household items plus the electronics for fire/burglary/theft but for Electrnics items the cover goes ahead to cover accidental damages eg when your toto pushes or kicks or hits your tv/compt/radio/etc while playing in the house or outdoors..... the covers are usually rarely above kshs 5k per year.
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marshalliah
#9 Posted : Tuesday, June 07, 2011 2:20:19 PM
Rank: Member

Joined: 10/10/2009
Posts: 52
I'm interested . post your mail.
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  | | Edit by user: Tuesday, June 07, 2011 2:22 PM | Reason: Not specified
Layman
#10 Posted : Tuesday, June 07, 2011 4:03:02 PM
Rank: Member

Joined: 9/21/2006
Posts: 422
Location: Nairobi
Thanks.... here it is: bayfieldinsurance@gmail.com get in touch. We are in Nairobi
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  | | Edit by user: Tuesday, June 07, 2011 4:20 PM | Reason: Not specified
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