Sasha,there are two transmission fluids.
ATF - Automatic Transmission Fluid,pink in color is poured inside the Automatic Transmission case.
Gear oil - Colloquially known as cc in Kenya,heavy fluid put in the Transfer case(next to engine) and the differential (it is also used in manual gearbox)
Low cc will not be an instant cause but would mess the automatic transmission in the long run if you have been running low,eventual result in most cases is automatic transmission problems. Again the automatic transmission problem could result from many other factors including ECU failure and driving in rough terrain for long periods (especially Toyota),have someone sniff your ATF.
Niône mwisho ya mwezi pliz!
Ras Kienyeji Man