Eti tithe?This are proceeds of gambling....

@all,
Thank you all. Seems there are four ideas that have been put forward regarding how she can use the money:

1) education: there are suggestions she does do a diploma. How much will the course cost? Also take into consideration that she will need to quit her job to study. Assuming it's a 1yr course, she will need rent, transport, food and maintenance etc for the period.

2) plot of land: where can she get land in Nairobi (or outskirts) at 400k?

3)business: what business?

4) stocks: which stocks?

come i sell to her a mpesa biz and earn kes 10,000 net per month.and also go to school

I would advice her to buy some land in naivasha-maai mahiu area for 200k an acre then with the 300k, she builds a mabati/soil block structure then start small scale farming/green house . The proceeds from the farming can then be utilised to educate herself in hospitality[assuming she already has a headstart in her work as a house girl] then she can rival Madam P and others who supply housegirls in nairobi.

If I lay hands on some good money ,farming is a risk I wont undertake.Not for a start.ah ah.
A couple in karen had this great chicken biz going on for them.Great contracts they had and all was well till they woke up to find all kukus dead! from a strange disease.
They swore never to deal with live animals, ever again.Were they experienced? oh yes they were chicken Gurus and could detect any small defect.
How much more crops.I can only venture into farming once I have stabilised cz the risks are too high.
Since she has many options let her go for the one that poses less risks.
Education!

Besides we are just assuming that all conditions will be perfect for her to reap what she plants or build.
Weather,Market,Costs of setting up and running the farm,come into play here.
It makes me shudder infact.

Ha! dont be suprised to see her getting married after all this noise we are making here.