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Law Capping interest rates
alma1
#671 Posted : Thursday, August 25, 2016 1:45:04 PM
Rank: Elder

Joined: 9/19/2015
Posts: 2,871
Location: hapo
Gadaffi wrote:
If am not wrong CBK had scheduled to hold its MPC meeting in Sept. I strongly believe CBR will be reviewed upwards. Hii maneno ya 14.5% is simply not workable.


What are you trying to say? That CBR's are adjusted up or down depending on the profitability of Kenyan banks?

If that's the case, then the fellow should just go back to Upus Dei.

Yaani these fellows, they forget we saw 9% with Kibaki so hizi owongo zao can't wash anymore.
Thieves are not good people. Tumeelewana?

watesh
#672 Posted : Thursday, August 25, 2016 1:59:50 PM
Rank: Veteran

Joined: 8/10/2014
Posts: 992
Location: Kenya

And it begins....
maka
#673 Posted : Thursday, August 25, 2016 2:04:59 PM
Rank: Elder

Joined: 4/22/2010
Posts: 11,522
Location: Nairobi
watesh wrote:

And it begins....



possunt quia posse videntur
watesh
#674 Posted : Thursday, August 25, 2016 2:06:24 PM
Rank: Veteran

Joined: 8/10/2014
Posts: 992
Location: Kenya
alma1 wrote:
Gadaffi wrote:
If am not wrong CBK had scheduled to hold its MPC meeting in Sept. I strongly believe CBR will be reviewed upwards. Hii maneno ya 14.5% is simply not workable.


What are you trying to say? That CBR's are adjusted up or down depending on the profitability of Kenyan banks?

If that's the case, then the fellow should just go back to Upus Dei.

Yaani these fellows, they forget we saw 9% with Kibaki so hizi owongo zao can't wash anymore.


Effects of excessive govt debt being felt. If that interest rate falls downwards without any strong fundamental economic changes, the exchange rate will experience a bloodbath also. Wacha tungoje pesa ya oil sasa to cushion this govt with excessive govt debt
MaichBlack
#675 Posted : Thursday, August 25, 2016 2:07:17 PM
Rank: Elder

Joined: 7/22/2009
Posts: 7,872
maka wrote:
watesh wrote:

And it begins....




Ndombolo ya Solo!
Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good returns.
alma1
#676 Posted : Thursday, August 25, 2016 2:17:20 PM
Rank: Elder

Joined: 9/19/2015
Posts: 2,871
Location: hapo
watesh wrote:
alma1 wrote:
Gadaffi wrote:
If am not wrong CBK had scheduled to hold its MPC meeting in Sept. I strongly believe CBR will be reviewed upwards. Hii maneno ya 14.5% is simply not workable.


What are you trying to say? That CBR's are adjusted up or down depending on the profitability of Kenyan banks?

If that's the case, then the fellow should just go back to Upus Dei.

Yaani these fellows, they forget we saw 9% with Kibaki so hizi owongo zao can't wash anymore.


Effects of excessive govt debt being felt. If that interest rate falls downwards without any strong fundamental economic changes, the exchange rate will experience a bloodbath also. Wacha tungoje pesa ya oil sasa to cushion this govt with excessive govt debt



Totally agree with you on this one. The reason the rates are high is simply because this gov't can't stop borrowing. It's that simple.

But with banks on their side, things were just worse.

Now since banks are not, maybe just maybe, something can be done that is effective.

Right now gov't is very excited, if banks start closing down loans to Wanjiku, Uhuru will just say these banks are theives. wanjiku will not want to ask the hard questions.

But I'm a believer in harsh punishment even for Wanjiku, probably next time they'll vote wisely. I can already see the Wanjikus in the blue section may not wake up at 4am in the morning next time.

But in the meantime, let the drug dealers be dealt with....AFter tough times for Wanjiku the next 12 months, maybe, just maybe, even this gov't shall change its ways....but I really doubt Wanjiku can understand all this logic....
Thieves are not good people. Tumeelewana?

mlennyma
#677 Posted : Thursday, August 25, 2016 2:20:05 PM
Rank: Elder

Joined: 7/21/2010
Posts: 6,194
Location: nairobi
MaichBlack wrote:
maka wrote:
watesh wrote:

And it begins....




Ndombolo ya Solo!

hidden surbotage expected
"Don't let the fear of losing be greater than the excitement of winning."
murchr
#678 Posted : Thursday, August 25, 2016 2:27:30 PM
Rank: Elder

Joined: 2/26/2012
Posts: 15,980
maka wrote:
watesh wrote:

And it begins....





Job losses coming up. Those account/loan hawkers better start looking for other jobs
"There are only two emotions in the market, hope & fear. The problem is you hope when you should fear & fear when you should hope: - Jesse Livermore
.
tafutabiz
#679 Posted : Thursday, August 25, 2016 2:29:12 PM
Rank: New-farer

Joined: 10/3/2014
Posts: 20
guru267 wrote:
Impunity wrote:
murchr wrote:
mikanjoroge wrote:
I have a question. Will this law affect those who already had loans, or is it only for new loans from the date of "operationalization" or "gazettement" of the law?


Old loans remain unless you refinance


He can top up his old loans under new terms.

Interesting times indeed.

Imagine having taken a 2M loan at 21% pa, after 2 years top it up under new rate, 14%pa.

smile


Try it out.. Top up declined pap! unless you double up on the security and increase your income to instalment ratio.


Stop fear mongering, if you signed an agreement for a variable interest loan, why wont 14.5% apply? If they have been effecting the increase why not lower it now? People will go to court
moneydust
#680 Posted : Thursday, August 25, 2016 2:34:33 PM
Rank: Member

Joined: 1/31/2007
Posts: 304
murchr wrote:
maka wrote:
watesh wrote:

And it begins....





Job losses coming up. Those account/loan hawkers better start looking for other jobs


During the Narc government the banking industry was one the biggest creator of jobs.Sadly in this regime we shall be witnessing massive layoffs as banks try to regain their footing.
303 Pages«<6667686970>»
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