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Portfolio Balancing: Avoid Over Exposure To Financial Sector
VituVingiSana
#611 Posted : Wednesday, January 21, 2026 9:45:53 AM
Rank: Chief

Joined: 1/3/2007
Posts: 18,347
Location: Nairobi
@Maich It seems @Obiero has more reversals & obfuscation than a POTUS we all know!
Greedy when others are fearful. Very fearful when others are greedy - to paraphrase Warren Buffett
MaichBlack
#612 Posted : Friday, February 13, 2026 7:10:13 PM
Rank: Elder

Joined: 7/22/2009
Posts: 7,838
obiero wrote:
MaichBlack wrote:
I have been a very worried man because as I have said in multiple post here, I am a buyer of KCB till early next year. I have been loading up the the entire year. I have quite a number of shares but I want to have a ridiculously high number and hold "forever".


As I was waiting for the next batch of money the prices went haywire. It went all the way 72. Given my abp in the 40s level I was finding it difficult to buy at those prices (emotions NOT fundamentals Laughing out loudly Laughing out loudly Laughing out loudly ). I sat it out. Now my finger is on the trigger. I am happy buying at 50s for my next batch even though 60s is still a bargain for a share whose eps for fy 2025 will be around Kshs. 25/=!!!

All the best

76/= prints!!!
Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good returns.
MaichBlack
#613 Posted : Friday, February 13, 2026 8:05:03 PM
Rank: Elder

Joined: 7/22/2009
Posts: 7,838
MaichBlack wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
I have been a very worried man because as I have said in multiple post here, I am a buyer of KCB till early next year. I have been loading up the the entire year. I have quite a number of shares but I want to have a ridiculously high number and hold "forever".


As I was waiting for the next batch of money the prices went haywire. It went all the way 72. Given my abp in the 40s level I was finding it difficult to buy at those prices (emotions NOT fundamentals Laughing out loudly Laughing out loudly Laughing out loudly ). I sat it out. Now my finger is on the trigger. I am happy buying at 50s for my next batch even though 60s is still a bargain for a share whose eps for fy 2025 will be around Kshs. 25/=!!!

All the best

@Obiero - This P/E ratio is based on what? KCB's EPS fy 2024 was 18.70/=. EPS for Q3 2025 is 19.12/=. Which EPS is bringing a P/E of 6.67???

Yet another time to be glad I didn't listen to @Obiero. Bought boatloads at 56/= - 57/=. Only issue is that the price increased again before I bought my last small batch - Remaining 6% - 8% to get to my long term target number of shares. Total bought over time around 94% of long term target.

76/= prints.

Inverse Obiero strategy making Kenyans rich since 2004!!!

Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly Laughing out loudly
Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good returns.
MaichBlack
#614 Posted : Friday, February 13, 2026 8:13:22 PM
Rank: Elder

Joined: 7/22/2009
Posts: 7,838
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
I didn't want to say I warned you, but I did warn you

About what exactly @Obiero?

What just happened??

The exchange bar has peeked into Feb 2026 and it has sighted KES 48 per share from recent highs of >70. I speak in code

Is there a reasoned justification you can repeat here or it is just "trust me bro!"??

I hope @Obiero you now get why there was NO reasoned justification. There couldn't have been one! 67.25/= today.

1. Retrace to KES 54 happended just days ago
2. We are not in Feb 2026

What??? Where???

KCB has not traded below 60/= the entire of January (and even last two weeks of December)!!! I know this because I have had my finger on the trigger throughout. I still need to buy my final 6%! If at any point the price went to 54/= I would throw everything at the share, over and beyond my original target!

Surely! Acha uvivu kaka. These trading apps are not expensive, some features are even free

This is covers up to December bro. I am talking about whole of this January and the last two weeks of December.
Still waiting for 48/= in February ama???


Show me anything clearly showing the price going below 60/= this January and last two weeks of December. Hasn't happened even for a single day!!!

Dec 09th 2025 was the day. This year it has not traded below KES 60

That is exactly what I was saying.

First week of December and initial days of second week of December I was still buying. I took a small breather and it went to 60+ from the third week and it never retraced. I was hoping the festivities and back to school would cause a retrace but it never happened. That is how I know it hasn't traded sub 60 from mid December because my finger has been on the trigger throughout!!!

Still waiting for 48/= in February @Obiero ama??

Ama ningoje the remaining two weeks?
Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good returns.
obiero
#615 Posted : Tuesday, February 17, 2026 6:00:30 PM
Rank: Elder

Joined: 6/23/2009
Posts: 14,217
Location: nairobi
MaichBlack wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
MaichBlack wrote:
obiero wrote:
MaichBlack wrote:
obiero wrote:
I didn't want to say I warned you, but I did warn you

About what exactly @Obiero?

What just happened??

The exchange bar has peeked into Feb 2026 and it has sighted KES 48 per share from recent highs of >70. I speak in code

Is there a reasoned justification you can repeat here or it is just "trust me bro!"??

I hope @Obiero you now get why there was NO reasoned justification. There couldn't have been one! 67.25/= today.

1. Retrace to KES 54 happended just days ago
2. We are not in Feb 2026

What??? Where???

KCB has not traded below 60/= the entire of January (and even last two weeks of December)!!! I know this because I have had my finger on the trigger throughout. I still need to buy my final 6%! If at any point the price went to 54/= I would throw everything at the share, over and beyond my original target!

Surely! Acha uvivu kaka. These trading apps are not expensive, some features are even free

This is covers up to December bro. I am talking about whole of this January and the last two weeks of December.
Still waiting for 48/= in February ama???


Show me anything clearly showing the price going below 60/= this January and last two weeks of December. Hasn't happened even for a single day!!!

Dec 09th 2025 was the day. This year it has not traded below KES 60

That is exactly what I was saying.

First week of December and initial days of second week of December I was still buying. I took a small breather and it went to 60+ from the third week and it never retraced. I was hoping the festivities and back to school would cause a retrace but it never happened. That is how I know it hasn't traded sub 60 from mid December because my finger has been on the trigger throughout!!!

Still waiting for 48/= in February @Obiero ama??

Ama ningoje the remaining two weeks?

Hehe. Tulia tuli

KQ ABP 4.26
VituVingiSana
#616 Posted : Wednesday, February 18, 2026 8:39:58 AM
Rank: Chief

Joined: 1/3/2007
Posts: 18,347
Location: Nairobi
Dear @Obiero,

What should we buy and sell?

@maich Where's that Inverse Obiero ETF?
Greedy when others are fearful. Very fearful when others are greedy - to paraphrase Warren Buffett
MaichBlack
#617 Posted : Wednesday, February 18, 2026 10:04:08 AM
Rank: Elder

Joined: 7/22/2009
Posts: 7,838
VituVingiSana wrote:
Dear @Obiero,

What should we buy and sell?

@maich Where's that Inverse Obiero ETF?

Let him tell us what to buy and sell we do the opposite.

In November he discouraged me from buying more KCB shares (It has been the main share I was buying the whole of 2025 from 40s level) saying that Exchange Bar was seeing a price of 48/= come February! I did the only logical thing and went full force the opposite direction!! Threw everything that came my way at more KCB shares at between 56 - 57/=. 3 months later we are at 76/=. And I'm not even a short term person!! Results bado. Dividends bado. A couple more years of growth bado!
Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good returns.
MaichBlack
#618 Posted : Wednesday, February 18, 2026 10:10:49 AM
Rank: Elder

Joined: 7/22/2009
Posts: 7,838
How are you enjoying life at DTB @vvs?

You guys a literally printing money with those capital gains!!!
Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good returns.
obiero
#619 Posted : Wednesday, February 18, 2026 6:50:39 PM
Rank: Elder

Joined: 6/23/2009
Posts: 14,217
Location: nairobi
MaichBlack wrote:
VituVingiSana wrote:
Dear @Obiero,

What should we buy and sell?

@maich Where's that Inverse Obiero ETF?

Let him tell us what to buy and sell we do the opposite.

In November he discouraged me from buying more KCB shares (It has been the main share was buying the whole of 2025 from 40s level) saying that Exchange Bar was seeing a price of 48/= come February! I did the only logical thing and went full force the opposite direction!! Threw everything that came my way at more KCB shares at between 56 - 57/=. 3 months later we are at 76/=. And I'm not even a short term person!! Results bado. Dividends bado. A couple more years of growth bado!

Hehe. What is your percentage gain? You speak as though you have made a lot of money. KQ has outperformed your pick

KQ ABP 4.26
VituVingiSana
#620 Posted : Thursday, February 19, 2026 11:16:44 AM
Rank: Chief

Joined: 1/3/2007
Posts: 18,347
Location: Nairobi
MaichBlack wrote:
VituVingiSana wrote:
Dear @Obiero,

What should we buy and sell?

@maich Where's that Inverse Obiero ETF?

Let him tell us what to buy and sell we do the opposite.

In November he discouraged me from buying more KCB shares (It has been the main share I was buying the whole of 2025 from 40s level) saying that Exchange Bar was seeing a price of 48/= come February! I did the only logical thing and went full force the opposite direction!! Threw everything that came my way at more KCB shares at between 56 - 57/=. 3 months later we are at 76/=. And I'm not even a short term person!! Results bado. Dividends bado. A couple more years of growth bado!
Applause Applause Applause
@Obiero is saying sell KQ at 5.50... I cannot reconcile myself with buying KQ at any price. Inverse Obiero may not be foolproof. Or should we exclude it from the ETF?
Greedy when others are fearful. Very fearful when others are greedy - to paraphrase Warren Buffett
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