I believe that a house you live in is an asset that actually puts money in your pocket. And I will give an example to illustrate this:

Let's say you want to live in neighbourhood X in this example Runda and the monthly rents there are 250k. If you moved into a rented property there you will have to fork out 250k every month. If you put up a house there but refuse to move into it and rent it out, it will generate you 250k which you can use to pay your landlord. Now, if you decide to move into your own house you become your own landlord. The fact is that you still need 250 k to live in the neighbourhood but your house is paying it for you thus your net rent is zero. You can even move to a cheaper neighbourhood and pocket the difference between rental in Runda and your new place. So whether you live in your house or not, your house is an asset that will still generate the money and the issue is what you do with that money. In other words a house that you own and are living in is an asset that is contributing every month to your balance sheet the equivalent of the rent you should be paying to live in your neighbourhood.