@Obiero you also posted Equity Bank's results.
Something tells me you delved deeper and you saw loans disbursed by the bank increased by 7.5% to Ksh 859.8 billion and NPLs improved, dropping to 12.1% in Q3 2025 from 13.4% in Q3 2024.
Comment and relate to the story in the above link which clearly is literally just a story.
Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good returns.