Its not emotions @poundfoolish. That thin sim technology is a revolutionary banking product not just in Kenya but globally is not a secret. That is what is exciting to me. Mpesa Bank are already partnering with Simba and CBA. At the end of the day it will depend on who gives mwananchi the best value and at the moment, JM has a big headstart.
Go for a business that any idiot can run – because sooner or later, any idiot is probably going to run it – Peter Lynch