The secret is being able to get things done. There are too many lazy, cowardly, ignorant, all talk, all fun, no work, happy go lucky kind of people in Kenya who can't get anything done to save their lives. The few that make it are the ones that can make a plan, take a job from A to Z and get it done quickly and elegantly.
The problem with growing up in a poor country like Kenya is that most people have a scarcity mentality. They think that the only way to make it is through some monkey business like stealing govt money, drugs, "devil" worship or something superstitious/illegal/immoral. So they sit back and watch foreigners come to their country and show them how to get things done.
First step to success is get rid of the scarcity mentality. This country has enough resources to enable every citizen have a high standard of life. Second step take responsibility for yourself - stop blaming others for your plight. Next realize that you have a lot of resources lying dormant around you. Next, get things done, convert opportunities into profits. Use your brain and don't be so lazy.

I'm not only out of school but have quite a few people working for me.

I'll leave you with a quote by T.E. Lawrence – “All men dream: but not equally. Those who dream in the dark recesses of the night awake in the day to find all was vanity. But the dreamers of day are dangerous men, for they may act their dreams with open eyes, and make it possible.”

You should check out this article - http://vulcanpost.com/77...-still-poor-35-deserve/

Come on! this guys is saying all it take is getting things done, it can't be that easy.... thats a naive statement... unless you control your economic environment, it's just going to take way more than "getting things done"....., most jobs/Businesses that is just about getting things done cannot give you Kshs 1,000,000 profit a month, let's face it.

I am doing very well myself, atleast thats what people think.

I don't think it was a typo, i think that's the number of middle class that have mortgage accounts, the wealthy and the higher middle class tend to pay cash for the houses they have

also waiting for feedback..

Mtangoja sana.

MV_Ufanisi .... I totally agree with you. Get it done. I have learnt the hard way that that is what it takes. I have lost money but what I have learnt from those losses is worth several MBAs.

There is a lot of opinions that float about on this site and most people just imagine and never get to doing. Apart from the stock section where rubber meets the road with several people acting on their stock picks in the group, SME and market sections there is a lot of opinions and very little action.

In fact from the opinions I read here majority have never actually never done anything and the few who are doing stuff are only coming to get ideas and maybe contacts and then get back to implementing and getting things done.

Hi Mawinder are you still doing road constructions? Asante sana!

Okay. So all this Toyota i see around town parked kumbe sio mingi sana. THERE ARE ONLY 7,000 public parking spaces in Nairobi.

Wololo!!! Poleni sana, I totally forgot about this and didn't think there was any interest..seems @Impunity knows me well....in terms of the threads I contribute in the most.

Anyway, the most insurance companies in the country pay around 40% commission on premiums for every premium received.

In most scenarios, you'll earn 40% per premium for the first year, then 20% per premium for the 2nd year and maybe 10% year 4-5 and then 5% from year 5 to 10.

So you're basically earning for all previous biz and any new biz for as long as the client is paying premium.

If your client is a good client and pays premiums consistently for 1 year (12 months), we give you a 13th month persistency bonus (paid after 15 months, technicalities of when a policy is considered as lapsed). That 13th month persistency bonus is a percentage of all commissions earned in that 1 year, and there's also a 25th month and a 37th month bonus.

Ofcourse selling insurance is very challenging but the guys doing it very well are extremely successful. Remember tax is 10% withholding