Apple Bees wrote:can someone nego to avoid the 5k penalty? i want to pay lumpsum. was very diligent from 2003-2006, but i stopped kidogo, now i want to pay everything, but not the 5k monthly penalties
@Apple Bees - You are in luck. Their policy is "If you want to avoid the penalties, pay the lump sum". You don't even have to negotiate. They will simply give you the statement, you give them a cheque and voila you are one debt down!!!
Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good returns.