most of us men just find ourselves "married". The lady comes to the house and settles and your story is over. You mother likes her, your sisters like her, your brothers say she is great, your aunt says she is very wonderful and you are finished. Junior comes and pressure is mounted by your folks. "Wewe mbona unakaa na mtoto wa wenyewe bila kupeleka mali?". So the wedding thing is finally put into your head. You do the harusi thing later when the babies have started going to pre-unit. And that is the best marriage. Majority of the stay.
Lakini hiyo ya @njuno friend is a non starter. By the way, @njuno, tell your friend to learn the art of domesticating first.
When I have money, I get rid of it quickly, lest it find a way into my heart.