Is it parliament with the last word on this law or is there another avenue for repeal?
in my opinion the rate cap, the fuel price and any other business price fixing should be left to the market to decide.

The only appeal is the IMF. But since Chinaman showed up on the scene, Christine Largade's mojo has been servery curtailed.

P.S. Of course there is the President's veto too, but Uhuru is not going to risk his big 4 by starting a fight with Parliament - the Finance bill is usually an Omnibus (pass it all or reject it all). Can you see the headlines? "Uhuru rejects bill to save Banks." Plus the MP's already gave him his 16% VAT on fuel etc, despite the screams of Wanjiku.

These banks seem to forget that what they offer is a product that can either be bought or not. Its not a favor that they are offering us we pay cost plus profit(interest). If they don't sell their products then they lose,and are left with unsold products. They should not expect us to come pleading on our knees to buy from them.

Do you know who can teach the banks a lesson they will never forget ? The market.

You may never know this but around year 2003, 91-day t-bill rate dropped to between 1-2%. Stanbic started lending @ 8%. I know its unfair to compare Kibaki to Jubilee or Jude Njomo, but still.

Around the year 2000, BBK and Stanchart left what they decided were non-viable towns. Equity and Family Bank quickly moved into these towns. In several towns, Family bank took over BBK's premises as they were. They didn't even spend a shilling to renovate or paint (both share same corporate colour). Then Kibaki happened. You should see the kiosk that Barclays operates from in a town called Kerugoya after they came back tail betweens the legs. A few meters from them, Family bank roars from BBK's old premises. The market knows how to punish those who don't respond to the needs of their customers.

As it is, banks are still making super profits, but we can't get loans.

If government reduces borrowing,currency stabilises;lending rates will fall to single digits.
Banks are still making super profits due to lending to government.
How many staff and branches do you need to lend to government ksh.1bn?