The Banks KBA talking points are so lame that most of them no longer bother. It is hard to sustain a victim narrative (poor banks, we are being hurt so bad) when you are on the way to declaring supernormal profits.

The new line, which only JM seems to bother spouting is: 'poor Wanjiku, (aside: whom we love to shaft) she will be thrown under a bus unless you remove the Cap' (translation: you have to let us shaft Wanjiku again, please, please, please).

For now the MP's, bless them, seem to be seeing right through the BS.

When colonial banks were kicking us out of their banking halls in the 90's, because we didn't earn enough, Mwangi stepped in and demonstrated there was money to be made by banking the poor - through volume banking and building relationships with customers. Of course he has since lost this vision but I believe an 'Equity Bank' of mass lending is on the horizon.

I predict it will be driven by smart technology, likely humanised by the same close touch relationship banking that Equity pioneered. Kenyans have one of the highest debt repayment rates anywhere, as many Coops and MF's can attest. What they lack is trust and easy credit access to apply this spirit to drive their entrepreneurship.

There is a market here if only Banks stop focusing on useless pissing contests with politicians.

I doubt they are that visionary. It must be the loans they have from the banks. Which is good for me too. May they take more loans.

For the MPs its personal gain and looking for bribes from bankers

You are not making sense. If they were looking for bribes then the motion would not have been tabled in its current form