My key takeaways...

- He believes that KCB is still the number one bank irrespective of what is on media
- He conceded somewhat that NBK was a rubbish buy but they are committed to correcting things
- He believes they were right to make increased provisons when they did and that other bank are only now just catching on
- The guy really knows (and belives in) his people. His presentation is littered with shout outs to all the boys and girls leading various depts/initiatives
- I get the sense he feels a tremendous responsibility to shareholders and past management (perhaps not immediate) to steer the ship right
- He tried to dilute the perception that KCB and GoK are bedmates....and then later concedes that proximity to GoK is a comparative advanatage
- Believes that the market is unjustly spooked and is not reflecting anywhere near the true value of KCB. Several slides that compare KCB with peers - market cap vs shareholder funds

Senior. Remember, we are always having a pint at hand while discussing the numbers. Please be understanding

[quote=obiero]EQTY 50.7 - 45.9
KCB 38.5 - 40.5
COOP 25.1 - 24.7
NCBA 18.1 - 18.5
ABSA 17.8 -17.8
STBC 15.1
SCBK 14.2
I&M 10.6
DTB 9.0
HF 0.3

https://twitter.com/TheA..._jYIpsdt441RlA&s=19[/quote]

Absa Ksh.17.8bn

Wazee hukumbuka 😁

Q3 2023 PBT projected - actual
EQTY 50.7 - 45.9
KCB 38.5 - 40.5
COOP 25.1 - 24.7
NCBA 18.1 - 18.5
ABSA 17.8 -17.8
STBC 15.1
SCBK 14.2 - 13.6
I&M 10.6
DTB 9.0
HF 0.3