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jawgey		#2501 Posted : Wednesday, August 30, 2023 8:31:47 AM
Rank: Member Joined: 1/13/2014 Posts: 398 Location: Denmark		obiero wrote: obiero wrote: H1 2023 PBT projected - actual EQTY 34.1 - 35.2 KCB 32.2 - 22.4 COOP 18 - 16.4 ABSA 9.6 - 12 SCBK 9.3 - 9.6 NCBA 8.8 - 12.3 I&M 7.1 - 6.9 STBC 6.6 - 9.7 DTB 5.2 - 6.0 HF 0.19 HF has really delayed.. Hope it's a bumper harvest Or they are busy in the kitchen. Seeing is believing
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obiero		#2502 Posted : Wednesday, August 30, 2023 5:37:45 PM
Rank: Elder Joined: 6/23/2009 Posts: 14,211 Location: nairobi		jawgey wrote: obiero wrote: obiero wrote: H1 2023 PBT projected - actual EQTY 34.1 - 35.2 KCB 32.2 - 22.4 COOP 18 - 16.4 ABSA 9.6 - 12 SCBK 9.3 - 9.6 NCBA 8.8 - 12.3 I&M 7.1 - 6.9 STBC 6.6 - 9.7 DTB 5.2 - 6.0 HF 0.19 HF has really delayed.. Hope it's a bumper harvest Or they are busy in the kitchen. Tomorrow they have no option but to serve us KQ ABP 4.26
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obiero		#2503 Posted : Thursday, August 31, 2023 12:37:47 PM
Rank: Elder Joined: 6/23/2009 Posts: 14,211 Location: nairobi		H1 2023 PBT projected - actual EQTY 34.1 - 35.2 KCB 32.2 - 22.4 COOP 18 - 16.4 ABSA 9.6 - 12 SCBK 9.3 - 9.6 NCBA 8.8 - 12.3 I&M 7.1 - 6.9 STBC 6.6 - 9.7 DTB 5.2 - 6.0 HF 0.19 - 0.20 KQ ABP 4.26
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VituVingiSana		#2504 Posted : Thursday, August 31, 2023 1:37:54 PM
Rank: Chief Joined: 1/3/2007 Posts: 18,344 Location: Nairobi		obiero wrote: H1 2023 PBT projected - actual EQTY 34.1 - 35.2 KCB 32.2 - 22.4 COOP 18 - 16.4 ABSA 9.6 - 12 SCBK 9.3 - 9.6 NCBA 8.8 - 12.3 I&M 7.1 - 6.9 STBC 6.6 - 9.7 DTB 5.2 - 6.0 HF 0.19 - 0.20 1 branch of Equity makes more the entire of HF Total HF PBT is a decimal point for Equity That said... some green shoots for HF Greedy when others are fearful. Very fearful when others are greedy - *to paraphrase Warren Buffett*
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obiero		#2505 Posted : Thursday, August 31, 2023 2:42:36 PM
Rank: Elder Joined: 6/23/2009 Posts: 14,211 Location: nairobi		VituVingiSana wrote: obiero wrote: H1 2023 PBT projected - actual EQTY 34.1 - 35.2 KCB 32.2 - 22.4 COOP 18 - 16.4 ABSA 9.6 - 12 SCBK 9.3 - 9.6 NCBA 8.8 - 12.3 I&M 7.1 - 6.9 STBC 6.6 - 9.7 DTB 5.2 - 6.0 HF 0.19 - 0.20 1 branch of Equity makes more the entire of HF Total HF PBT is a decimal point for Equity That said... some green shoots for HF Yes. Never despise small beginnings KQ ABP 4.26
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My 2 cents		#2506 Posted : Thursday, August 31, 2023 3:59:25 PM
Rank: Veteran Joined: 6/2/2010 Posts: 1,089		obiero wrote: VituVingiSana wrote: obiero wrote: H1 2023 PBT projected - actual EQTY 34.1 - 35.2 KCB 32.2 - 22.4 COOP 18 - 16.4 ABSA 9.6 - 12 SCBK 9.3 - 9.6 NCBA 8.8 - 12.3 I&M 7.1 - 6.9 STBC 6.6 - 9.7 DTB 5.2 - 6.0 HF 0.19 - 0.20 1 branch of Equity makes more the entire of HF Total HF PBT is a decimal point for Equity That said... some green shoots for HF Yes. Never despise small beginnings What green shoots? Check the understatement of the bad loans provisions (despite the bad loan book). If this was adequately provided for, HFCK would book a loss.
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VituVingiSana		#2507 Posted : Thursday, August 31, 2023 5:44:54 PM
Rank: Chief Joined: 1/3/2007 Posts: 18,344 Location: Nairobi		My 2 cents wrote: obiero wrote: VituVingiSana wrote: obiero wrote: H1 2023 PBT projected - actual EQTY 34.1 - 35.2 KCB 32.2 - 22.4 COOP 18 - 16.4 ABSA 9.6 - 12 SCBK 9.3 - 9.6 NCBA 8.8 - 12.3 I&M 7.1 - 6.9 STBC 6.6 - 9.7 DTB 5.2 - 6.0 HF 0.19 - 0.20 1 branch of Equity makes more the entire of HF Total HF PBT is a decimal point for Equity That said... some green shoots for HF Yes. Never despise small beginnings What green shoots? Check the understatement of the bad loans provisions (despite the bad loan book). If this was adequately provided for, HFCK would book a loss. Unaudited so let's see what happens when the auditors check the books! And there is a huge SLLR Greedy when others are fearful. Very fearful when others are greedy - *to paraphrase Warren Buffett*
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obiero		#2508 Posted : Monday, October 02, 2023 12:27:29 PM
Rank: Elder Joined: 6/23/2009 Posts: 14,211 Location: nairobi		Q3 2023 PBT projected - actual EQTY 50.7 KCB 38.5 COOP 25.1 NCBA 18.1 ABSA 17.8 STBC 15.1 SCBK 14.2 I&M 10.6 DTB 9.0 HF 0.3 KQ ABP 4.26
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VituVingiSana		#2509 Posted : Monday, October 02, 2023 2:17:02 PM
Rank: Chief Joined: 1/3/2007 Posts: 18,344 Location: Nairobi		obiero wrote: Q3 2023 PBT projected - actual EQTY 50.7 KCB 38.5 COOP 25.1 NCBA 18.1 ABSA 17.8 STBC 15.1 SCBK 14.2 I&M 10.6 DTB 9.0 HF 0.3 Oigara left Russo with a skunk. King James' foray into DRC is finally paying off. HF is like a pimple on a huge bum. Greedy when others are fearful. Very fearful when others are greedy - *to paraphrase Warren Buffett*
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obiero		#2510 Posted : Monday, October 02, 2023 7:13:16 PM
Rank: Elder Joined: 6/23/2009 Posts: 14,211 Location: nairobi		VituVingiSana wrote: obiero wrote: Q3 2023 PBT projected - actual EQTY 50.7 KCB 38.5 COOP 25.1 NCBA 18.1 ABSA 17.8 STBC 15.1 SCBK 14.2 I&M 10.6 DTB 9.0 HF 0.3 Oigara left Russo with a skunk. King James' foray into DRC is finally paying off. HF is like a pimple on a huge bum. Ongea kwa upole mzee 😄 KQ ABP 4.26
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