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Law Capping interest rates
Ericsson
#2331 Posted : Thursday, September 14, 2017 9:24:50 AM
Rank: Elder

Joined: 12/4/2009
Posts: 10,808
Location: NAIROBI
https://www.standardmedi...-on-loans-to-be-reversed
Wealth is built through a relatively simple equation
Wealth=Income + Investments - Lifestyle
MadDoc
#2332 Posted : Thursday, September 14, 2017 11:09:11 AM
Rank: Member

Joined: 10/26/2015
Posts: 151
winmak wrote:
omhangla wrote:
SCB sets aside 10b for unsecured lending. anyone applied for this?


Positioning for Members fallout now that JM is pulling the plug on salary loans



Laughing out loudly I guess we'll be seeing more loans to TSC employees at SCB
Ngalaka
#2333 Posted : Tuesday, September 19, 2017 4:33:22 PM
Rank: Veteran

Joined: 10/29/2008
Posts: 1,566
CBK Governor finally decides - off the window it has to go
Quote:

“What needs to change is the discipline among lending institutions. They cannot go ahead setting interest rates the way they were doing before. And it is our job to deal with them in the context of that market discipline,” he said. Dr Njoroge said preliminary findings of a joint study with the Treasury on the impact of the rates capping on growth of credit had confirmed a negative impact.



“I think it is clear to us that this (rate cap) has been problematic in many ways. What I cannot tell you is the path going forward (and) how this will happen,” Dr Njoroge said.



“All I can tell you is that it is in our interest as a country. It is in our interest as a central bank to work to reverse these measures and go back to a regime where interest rates are freely determined, but in a disciplined environment, Dr Njoroge said.
Isuni yilu yi maa me muyo - ni Mbisuu
muandiwambeu
#2334 Posted : Thursday, September 21, 2017 9:39:12 AM
Rank: Veteran

Joined: 8/28/2015
Posts: 1,247
Ngalaka wrote:
CBK Governor finally decides - off the window it has to go
Quote:

“What needs to change is the discipline among lending institutions. They cannot go ahead setting interest rates the way they were doing before. And it is our job to deal with them in the context of that market discipline,” he said. Dr Njoroge said preliminary findings of a joint study with the Treasury on the impact of the rates capping on growth of credit had confirmed a negative impact.



“I think it is clear to us that this (rate cap) has been problematic in many ways. What I cannot tell you is the path going forward (and) how this will happen,” Dr Njoroge said.



“All I can tell you is that it is in our interest as a country. It is in our interest as a central bank to work to reverse these measures and go back to a regime where interest rates are freely determined, but in a disciplined environment, Dr Njoroge said.

Watu wa mortgage, were is the choirmaster? Vindu ni vichenjaga Sad can't you start your chorus too!!!!
,Behold, a sower went forth to sow;....
Gatheuzi
#2335 Posted : Thursday, October 05, 2017 7:15:44 AM
Rank: Veteran

Joined: 8/16/2009
Posts: 994
Banks get more agressive on reposessions. However getting buyers is an equally tough task for the auctioneers.

link
Time is money, so money is time. Money saved is time gained in reverse! Money stores your life’s energy. You expend your energy, get paid money, and store that money for a future purchase made in a currency.
maka
#2336 Posted : Thursday, October 05, 2017 8:06:42 AM
Rank: Elder

Joined: 4/22/2010
Posts: 11,522
Location: Nairobi
Gatheuzi wrote:
Banks get more agressive on reposessions. However getting buyers is an equally tough task for the auctioneers.

link


Things are not rosy at all...
possunt quia posse videntur
obiero
#2337 Posted : Thursday, October 05, 2017 8:31:49 AM
Rank: Elder

Joined: 6/23/2009
Posts: 14,223
Location: nairobi
maka wrote:
Gatheuzi wrote:
Banks get more agressive on reposessions. However getting buyers is an equally tough task for the auctioneers.

link


Things are not rosy at all...

Things fall apart

wukan
#2338 Posted : Thursday, October 05, 2017 10:47:34 AM
Rank: Veteran

Joined: 11/13/2015
Posts: 1,654
Gatheuzi wrote:
Banks get more agressive on reposessions. However getting buyers is an equally tough task for the auctioneers.

link


Private sector recession public sector consumption... waiting for the shit to hit the fansmile smile

Wish our local media wrote such stories instead of the political crap
obiero
#2339 Posted : Thursday, October 05, 2017 9:46:28 PM
Rank: Elder

Joined: 6/23/2009
Posts: 14,223
Location: nairobi
wukan wrote:
Gatheuzi wrote:
Banks get more agressive on reposessions. However getting buyers is an equally tough task for the auctioneers.

link


Private sector recession public sector consumption... waiting for the shit to hit the fansmile smile

Wish our local media wrote such stories instead of the political crap

All Kenyan banks to report continued reduction in profit going into full year. Q3 already reveals a terrible situation, led by HFCK with a 65% PBT tumble YoY, NBK 58% slide, and SCBK 30% down..

heri
#2340 Posted : Saturday, October 07, 2017 10:13:02 AM
Rank: Member

Joined: 9/14/2011
Posts: 869
Location: nairobi
obiero wrote:
wukan wrote:
Gatheuzi wrote:
Banks get more agressive on reposessions. However getting buyers is an equally tough task for the auctioneers.

link


Private sector recession public sector consumption... waiting for the shit to hit the fansmile smile

Wish our local media wrote such stories instead of the political crap

All Kenyan banks to report continued reduction in profit going into full year. Q3 already reveals a terrible situation, led by HFCK with a 65% PBT tumble YoY, NBK 58% slide, and SCBK 30% down..


if the rates cap had not been put in place, and the economy is evidently doing badly, i wonder if the banks would be worse off since they would have continued lending at high rates and people would still be borrowing more to keep afloat but that can only go on for so long.

If the banks are doing this badly and yet they are earning alot from lending to the government at high rates, what if the lending to the government becomes not too attractive

I wonder how HF will recover seeing that real estate is badly hit
303 Pages«<232233234235236>»
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