First of all I am MOST appalled by anyone advising titanic against an MBA. You can never go wrong with an education. It is the only thing that your wife/huzy now or in the future cannot claim half of, or when your disgrantled kids go to court to claim your wealth saying that you have turned senile at 60, the MBA will be your biggest wealth. Notice the only people advising you against it DO NOT have one. Also be careful when taking advice from those telling you that having 3 houses is too much DEBT. I have realized that people who don't have anything either because they would rather take it to the bar every evening and not have enough downpayment for anything tend to be the fastest to tell you that you are making wrong investment decisions.
My 2 cents...Pat yourself in the back for managing to have 3 houses that already have enough equity to catapult you further.Listen to everybody but only execute advice from people you can sense have made it economically. You are 33 if you give the houses a year or 2 more and your stocks to the end of the year, they will buy you a car and pay for your MBA.

Good Job!

@Kyt
Talk to any succesiful business person and they will tell you unless you are a Kenyatta, or any other who-is-who heir or heiress, to accumilate any wealth/riches you have to be in a debt of some sort in your life that makes non-risk takers wet their pants because of fear. Titanic has these houses when the real estate market is creating the next generation of millionaires in Kenya. He will do just fine and better!

@Simolicity,you are lying to this young man Everyone hear is not againt him/her having debt but he should have atleast what is manageable.Debt to equity ratio of 1:1 isnt bad.His case is just too much ,i even wonder whether he enjoys his peace.Remember all the 3houses doesnt belong to him/her as we speak.Better be real.

Simplicity, jangwa la jangili, Ngwono, kyt, Gekko,Chaka and Mukiha. Thank you for your insights. The only thing I can say is that a wise person seeks advise from all and sundry but only implement what he considers to be good in his circumstances. I appreciates the various concerns but as was correctly observed by Simplicity that circumstances could be different. One thing that I forgot to say is that the nature of the job I do gives bonuses every two years which can be as much as 700K. With this lump sum payment someone can be able to raise a deposit for a house. Also it involves some traveling and one cam make a few savings from the allowances that accompany such travel. That is how probably I meet my deficit. Although it can be tough.