Murenju wrote:I am considering insuring my car with UAP. A broker mentioned 4% of the value. Someone mentioned that I should consider APA instead since they do not demand excess plus they give a car for 10 days as you await yours to be repaired. Any experiences with APA?
Hogwash, whoever told you that lied through his teeth ama hata hajui how it goes down. You will only not pay excess if you were not to blame for the accident & vice versa (as per the Police Abstract Report). 'No Blame No excess policy'.
A courtesy car is given at some additional premium under comprehensive cover - don't be fooled.
Build your own dreams, or someone else will hire you to build theirs - Farrah Gray.