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SOFT LOAN REPAYMENT BY FRIENDS
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iMANI
#11 Posted : Wednesday, June 10, 2009 2:38:00 PM
Rank: Member

Joined: 2/20/2008
Posts: 84
@ Guka

didn't know you were that old.
'ati na isiwekwe pilipili' ROTFLMAO

oops,used it again.

by the way that means Rolling On The Floor Laughing My Ass Off

It's amazing what you can achieve if you don't care who gets the credit.
Life and beer are very similar........chill for best results.
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Kwanini
#12 Posted : Wednesday, June 10, 2009 2:56:00 PM
Rank: Member

Joined: 1/28/2009
Posts: 353
Location: Cloud
everyone has probleme with funds. we are all fine if we expense within the means,allowing for a few jolts from the big man in the skies. an old 'green man' [rest in peace] once taught me,quoting shakespeare.... son,never be a lender nor a borrower,for often tha loan will get lost and worse,you lose a good friend.' Just be kind and generous as you walk the path of the Lord's blessings.


Kwa hivyo,ukilia nipe siliiingi..... nakusaiz and give you for keeps a fraction of what you borrowing. and the matter ends there. saves you a lot of trouble. For chronic relas and good friends i always give a neatly typed A4 list of my financiers a.k.a shylocks,a.k.a red eyed bankers. Its life... nothing personal.

For i am the master and the captain of my fate !
"For i am the master and the captain of my fate"
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McReggae
#13 Posted : Wednesday, June 10, 2009 3:04:00 PM
Rank: Elder

Joined: 6/17/2008
Posts: 23,365
Location: Nairobi
Kwanini,si u sambaza this list of shylocks....that's a beautiful way od ealing with such fellows!!!

The chief value of money lies in the fact that one lives in a world in which it is overestimated.
..."Wewe ni mtu mdogo sana....na mwenye amekuandika pia ni mtu mdogo sana!".
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Chaka
#14 Posted : Wednesday, June 10, 2009 3:10:00 PM
Rank: Elder

Joined: 2/16/2007
Posts: 2,114
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eli
#15 Posted : Thursday, June 11, 2009 3:54:00 AM
Rank: Member

Joined: 6/17/2008
Posts: 294
Mwenza,as your friend designate,can u please borrow me like 100K!

But you shall remember the LORD your God,for it is He who is giving you power to make wealth,that He may confirm His covenant which He swore to your fathers,as it is this day. Deu 8:18
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254.co.ke
#16 Posted : Thursday, June 11, 2009 4:57:00 AM
Rank: Member

Joined: 11/17/2006
Posts: 143
Friends especially those who you schooled with and those who hails from your place are the worst defaulters! I had a nasty xperience with 2 such pals,but the good thing is if u give them a % or u write off the loan,ths guys wont come askn 4 more even when their financial boat is abt 2 capsize. Nowadays im @ peace,afterall 'muiganania bank' is ready for such folks! The easiest way to make a new enemy is takin that route-clench ua fist and if possible tumia superglue
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tuvok
#17 Posted : Thursday, June 11, 2009 7:03:00 AM
Rank: Member

Joined: 5/2/2007
Posts: 536
What I've started doing is ...

making sure I have no money to lend.

I just ensure that I only have enough cash for expenses for maybe 3 months - basically a limited amount in the bank. The rest is in investments (a mix: fixed deposit,debt instruments,SACCO,shares and land). That way kukiwa ngumu sana I can visit the SACCO or the fixed deposit. But I'll have at most maybe a kaloose 1K to give out incase such a friend comes along,and in addition I won't be tempted to go buying things I don't really need.
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mozenrat
#18 Posted : Thursday, June 11, 2009 7:45:00 AM
Rank: Veteran

Joined: 5/18/2008
Posts: 796
Actually Mwenza,u are not alone... I've been struggling with this particular problem for the longest time... I work in an environment of contracts with strict deadlines for payment and penalty clauses for late payments... but I keep lending to 'friends and relatives' who carry out business in a different manner... so they'll tell me... 'There's this guy who was supposed to pay me today but hasn't...'. As if its my problem!!! Anyway,I'm learning for SKerians,kwanza that one of ensuring I never have extra cash on me,I think would work wonderfully...
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Fundaah
#19 Posted : Thursday, June 11, 2009 7:56:00 AM
Rank: Elder

Joined: 11/19/2008
Posts: 1,267
Its a good discussion... I have learnt something...

Rules of the game here:

Before you post anything think.give facts only..It's a serious blog for serious people....Do not insult your brother....respect one another...Just be good

Isaiah 65:17-Look! I am creating new heavens and a new earth, and no one will even think about the old ones anymore
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mwenza
#20 Posted : Thursday, June 11, 2009 8:04:00 AM
Rank: Elder

Joined: 4/22/2009
Posts: 2,863
@ Fundaah...Thats true,am also very wise now.

@Eli...i know we are both Man-U 4 life,so If u borrow from me 100k i wil give u 1k.

@ all Skerians ladies you are so quiet,kwani dont ladies ever borrow/lend money from you? Tell us something my dear Wendz,Sasha,Leona,Lyanne,Pretty,carygoh......



NIKIPATA NALA-NIKIKOSA NALALA.....NEVER HONOUR A PROMISE THAT PLACES YOU AT A DISADVANTAGE!!!
IF YOU EXPECT ME TO POST ANYTHING POSITIVE ABOUT ASENO, YOU MAY AS WELL SIT ON A PIN
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