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MPesa to and from bank account transactions
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grolut
#11 Posted : Friday, July 13, 2012 4:47:58 PM
Rank: Member

Joined: 9/2/2010
Posts: 563
Location: Embakasi
Best option is to have M-Pesa work with NFC. It would make transactions so much quicker.
In a place where thought is abandoned, freedom can become a curse.
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McReggae
#12 Posted : Friday, July 13, 2012 4:53:55 PM
Rank: Elder

Joined: 6/17/2008
Posts: 23,365
Location: Nairobi
Wendz wrote:
bird_man wrote:
@tom boy.....so if I want to deposit 15,410sh which card would I buy?


15,500 card.... or you buy 15000, 200, 200, 50 cards. Whatever remains, remains in your account...

If you think you will use 12bob to make a call, how much airtime do you load? Or just want to send one sms and have no credit?


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bird_man
#13 Posted : Friday, July 13, 2012 4:55:52 PM
Rank: Veteran

Joined: 11/2/2006
Posts: 1,206
Location: Nairobi
I think we are ok as it is with no "mpesa cards"....they would increase overheads for Safcom due to printing & distribution.I cant really see the benefits anyway.What are you unable to do currently?
Formally employed people often live their employers' dream & forget about their own.
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Lolest!
#14 Posted : Saturday, July 14, 2012 7:33:55 PM
Rank: Elder

Joined: 3/18/2011
Posts: 12,069
Location: Kianjokoma
bird_man wrote:
I think we are ok as it is with no "mpesa cards"....they would increase overheads for Safcom due to printing & distribution.I cant really see the benefits anyway.What are you unable to do currently?

also, MPESA outlets are all over. But come to think of it, Safcom could make money if they allowed conversion of credit to MPESA at a charge. The reverse is currently free and should remain free.
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jaggernaut
#15 Posted : Saturday, July 14, 2012 8:09:09 PM
Rank: Elder

Joined: 10/9/2008
Posts: 5,389
Lolest! wrote:
bird_man wrote:
I think we are ok as it is with no "mpesa cards"....they would increase overheads for Safcom due to printing & distribution.I cant really see the benefits anyway.What are you unable to do currently?

also, MPESA outlets are all over. But come to think of it, Safcom could make money if they allowed conversion of credit to MPESA at a charge. The reverse is currently free and should remain free.


That's the only bit that's missing.
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  | | Edit by user: Saturday, July 14, 2012 9:39 PM | Reason: Not specified
Mariacha
#16 Posted : Sunday, July 15, 2012 11:16:33 AM
Rank: Member

Joined: 5/4/2011
Posts: 115
[quote=boyd]Mpesa has an api
http://bernsoft.com/mpes...lineintegration_v12.pdf[/quote]

hey boyd or anyone out there, please send me a copy of this api at switch[dot]logistics[@]gmail[dot]com, its not on the above site anymore!Pray
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mozenrat
#17 Posted : Sunday, July 15, 2012 1:19:02 PM
Rank: Veteran

Joined: 5/18/2008
Posts: 796
jaggernaut wrote:
Lolest! wrote:
bird_man wrote:
I think we are ok as it is with no "mpesa cards"....they would increase overheads for Safcom due to printing & distribution.I cant really see the benefits anyway.What are you unable to do currently?

also, MPESA outlets are all over. But come to think of it, Safcom could make money if they allowed conversion of credit to MPESA at a charge. The reverse is currently free and should remain free.


That's the only bit that's missing.


No way!!! If Safcom even considered doing this, I would sell my shares immediately... Credit is revenue, MPESA float is your money.. what you're asking Saf to do is the equivalent of Nakumatt allowing you to exchange a loaf of bread they'd sold you for cash to spend elsewhere.. Makes no business sense..
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tom_boy
#18 Posted : Sunday, July 15, 2012 1:21:45 PM
Rank: Member

Joined: 2/20/2007
Posts: 767
Wendz wrote:
bird_man wrote:
@tom boy.....so if I want to deposit 15,410sh which card would I buy?


15,500 card.... or you buy 15000, 200, 200, 50 cards. Whatever remains, remains in your account...

If you think you will use 12bob to make a call, how much airtime do you load? Or just want to send one sms and have no credit?


Thanks @Wendz for coming to my rescue. @bird_man, the benefits to me are obvious. Why do banks have an Autobank ATM and a branch on the same street corner? The answer is simple, accessibility. With an M-pesa card, I don't have to leave my car to send shs 1000 to a relative in ushago. I don't have to leave my office to go que at an Mpesa agent for 10 minutes only to be told 'sina float'. have you ever gone round to 5 Mpesa agents trying to deposit 5k and been told 'hakuna float'. Well, I have! With an Mpesa card, I can even send the messenger to get me 'kadi ya Mpesa ya 1k'..... that will improve accessibility and the 'float' can move from being with the agent to being with Safaricom itself as they are the ones who will be backing the value of the card... nanhiyo itakuwa ni maendeleo.

@kilbuff .... interesting point about Mpesa card becoming legal tender..... that would be testing the limits
They must find it difficult....... those who have taken authority as the truth, rather than truth as the authority. -G. Massey.
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mozenrat
#19 Posted : Sunday, July 15, 2012 1:27:07 PM
Rank: Veteran

Joined: 5/18/2008
Posts: 796
My friend @boyd.. read that document again.. M-PESA has no API.. I suspect you don't know what an API is.. I hear there are plans to deliver one in a year or two.. The so called "APIs" currently in use are scrapers that login to the M-PESA website..


boyd wrote:

Mpesa has an api
http://bernsoft.com/mpes...lineintegration_v12.pdf


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  | | Edit by user: Sunday, July 15, 2012 1:29 PM | Reason: Not specified
bird_man
#20 Posted : Sunday, July 15, 2012 4:18:44 PM
Rank: Veteran

Joined: 11/2/2006
Posts: 1,206
Location: Nairobi
There are no mpesa APIs.....we only have robots that login into the mpesa portal.

Havin mpesa cards would almost make them a parallel legal tender....
Formally employed people often live their employers' dream & forget about their own.
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  | | Edit by user: Sunday, July 15, 2012 4:20 PM | Reason: Not specified
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