Forget mutual funds.Get yourself to the nearest CBK office or your bank and buy T bills worth 100k,
next buy a copy of business daily go to the "stocks/NSE" section then google "NSE 20-Share Index"
rank each stock in the list from your search according to the value of the PE column the lowest PE gets a value of 1 and so on then look at the Dividend yield column rank each stock from the Index with the stock with the highest value getting a rank of one and so on,
give each of the stocks a score by adding up the ranks the stocks with the lowest ten values are the ones to invest in,distribute your 100k among them in whatever way you like.The 65k buy KCB shares,they are the big boys of banking,the same industry that earned you a 1/4 million bonus how much you think they make?

lol. !!! 3k per month ????. they need to start trading spot forex and binaries . do it right and you might be considering quitin your day job !

Hi, I thank you for the feedback guys.@ thermostatic investor, you invested 1M in our equity fund 6yrs ago, that was back in 2006, back then there was a bull market, the equity market was performing well as per the various market factors, subsequently the unit price for our equity fund must have been higher also,( btwn 270 and 290) anyone who invested in equities, at that time period bought high and now that the prices are low (todays price 224),do not panic and sell. If I were to give you a graph on price movements between 2003 and 2011, there are guys who got in when the old mutual equity fund was selling at ksh 100 in 2003, it has at times peacked at ksh 290, now that is a happy investor right there!. The logic in investment in equities as lovely2010 said is wait and see how deep the market will get and purchase counters with good dividend yield.... The reason for advising the investor above is, at the current time, the old mutual equity market is at a bargain price 224, it had gone to a low of 217, some smart investors bought in, this is the time for any investor to get in, as per the our experience. The fund deeps just before the election year and shoots afterwards- in 2007 it dipped to 228 just before the elections and shot to 295 in 2008!..anyway Mr. thermostatic investor you are still on the right track, the number of units you bought are still the same, you have not lost out on the long term! When the price shoots up, 2 or 3 yrs from now, you still gain on your capital investment… feel free to drop me an email with your account details.. plus I will even throw in compiled data on our equity fund on a chart.
@100k investor, thank you for showing interest in our investment products. you must have been advised on the old mutual money market, okay there are various factors in play here, your investment time period was too short-3months compared to the amount in investment 100k, and am sure you wanted a low risk venture and we all know the lower the risks the lower the returns. As at for the 3k monthly return, I d say it’s fair, unless you are in biashara, or a very competent forex trader like Mr. QW25081985 , anyway to make money from the money market, frankly you need lots of cash. Today’s old mutual money market rate is 12.4%, given an investor with ksh. 10 M, he or she will be assured of a clean ksh 100000 every month in his or her account. Okay, out of curiosity, did you consider putting your money in a fixed savings account, now, there you would have a reason to complain, I have heard of guys getting 4000 as interest as after an year! Every investment depends on a couple of factors, capital, time period, risk appetite, etc. I am sure we can work something out with you. We have a wide range of investment products.
@difathas, have you noticed you have the same time line as thermostatic investor? It is no coincidence. the same applies to you.
@lovely 2010 and DtheK, I agree with you, about going it alone…the advantage with unit trusts are many, pooled resources, diversified portfolio, professional management, liquidity of funds, flexibility on term of investment and security. But if you have the time to manage your portfolio, the professional knowledge to ensure you’re making profitable gains, a good risk appetite, and access to enough funds to comfortably invest and shield yourself from losses, you can go it alone. And Godspeed.

where is the like button?

Okay after all the advice you received, give us a feedback on how you finally invested the money and if your getting any good yield from it. This will encourage others in your situation. Wazuan's we should not just give advice but should also seek for feedback to see if our suggestions are helping us. I notice that some people have gone to even suggest to you investments worth 1 million bob although you indicated that you only have 265K. So what finally did you do with the bonus?

Many Wazuans have got the word "real estate" very wrong...

Real estate business has never involved the purchase and sale of undeveloped "LAND"...

Best Advice so far, but instead of Shares, get a nice piece of land somewhere and wait for it to appreciate.

enda macha ( machakos ) bwana this konza city coming up will rock that small town ! property prices have already started shooting up ..

Did the story in post #28 take place?

If you put the money in a plot, chances are that you've doubled your money now....