take advantage of the bear market in the NSE, buy carefully selected shares or invest in unit trusts (ran by trained and experienced fund managers)depending on the time periods you desire (4 years) and your risk appetite, the equity fund stocks) , at this time is the best option. youll be sure to reap tidy profits, if you are interested in free financial advise,drop me an email nicholas.mwangi@oldmutualkenya.com.