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Law Capping interest rates
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Ericsson
#1171 Posted : Monday, September 19, 2016 3:04:21 PM
Rank: Elder

Joined: 12/4/2009
Posts: 10,820
Location: NAIROBI
@target1360
Even on airtel money sending is free.
Problem is where will you withdraw;agents are few and getting them with adequate float is a problem.
Wealth is built through a relatively simple equation
Wealth=Income + Investments - Lifestyle
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iris
#1172 Posted : Monday, September 19, 2016 3:12:55 PM
Rank: Member

Joined: 9/11/2014
Posts: 228
Location: Nairobi
Impunity wrote:
jerry wrote:
newfarer wrote:
target1360 wrote:
has any bank reduced rates on credit cards to 14.5%.Am tired of being milked dry by barclaycard.

Uwongo the only charge you get from barclaycard if you pay your bills in time is the annual fees, classic card is 3000 pa. I have had it for the Last 9 years

You can also get cash directly from ATM at 6% pm fee/interest. Are you forgetting that?


Member gets me kes.150,000 pm on the same damn ATM, but at 1.2%!


If you pay your credit card dues on time, there is no interest, not even 1.2% to pay except the annual subscription fee.
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Njung'e
#1173 Posted : Monday, September 19, 2016 3:14:45 PM
Rank: Elder

Joined: 2/7/2007
Posts: 11,935
Location: Nairobi
Ericsson wrote:
@target1360
Even on airtel money sending is free.
Problem is where will you withdraw;agents are few and getting them with adequate float is a problem.


So true. The biggest beneficiary here would be KCB as they are on the same Mpesa platform so to say. Now, shouldn't KCB go out bare knuckle to snatch all those customers from M-shwari?. Especially those who are not aware of the ongoings?. If i were head at KCB, i would have taught CBA and it's jinga management a seriously ruthless business lesson!
Nothing great was ever achieved without enthusiasm.
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Ericsson
#1174 Posted : Monday, September 19, 2016 3:20:42 PM
Rank: Elder

Joined: 12/4/2009
Posts: 10,820
Location: NAIROBI
@Njung'e and target1360
The problem with JM/Equity and Airtel is that they are mean and don't want to spend money in building the agent/distribution network and the agents themselves.
That is where safaricom beats them pants down.
Wealth is built through a relatively simple equation
Wealth=Income + Investments - Lifestyle
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Njung'e
#1175 Posted : Monday, September 19, 2016 3:41:53 PM
Rank: Elder

Joined: 2/7/2007
Posts: 11,935
Location: Nairobi
Ericsson wrote:
@Njung'e and target1360
The problem with JM/Equity and Airtel is that they are mean and don't want to spend money in building the agent/distribution network and the agents themselves.
That is where safaricom beats them pants down.


........Or too lazy. The banks were used to cheap money flowing in but now they really have to get off their butts to survive. The way i see it, someone will come up with an innovative banking product that might run some of the giants out of town....just sayingsmile
Nothing great was ever achieved without enthusiasm.
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watesh
#1176 Posted : Monday, September 19, 2016 5:10:01 PM
Rank: Veteran

Joined: 8/10/2014
Posts: 992
Location: Kenya
Njung'e wrote:
Ericsson wrote:
@target1360
Even on airtel money sending is free.
Problem is where will you withdraw;agents are few and getting them with adequate float is a problem.


So true. The biggest beneficiary here would be KCB as they are on the same Mpesa platform so to say. Now, shouldn't KCB go out bare knuckle to snatch all those customers from M-shwari?. Especially those who are not aware of the ongoings?. If i were head at KCB, i would have taught CBA and it's jinga management a seriously ruthless business lesson!

I agree, KCB should go in for the kill here and make everyone know their product exists at a cheaper price.
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bird_man
#1177 Posted : Monday, September 19, 2016 5:52:43 PM
Rank: Veteran

Joined: 11/2/2006
Posts: 1,206
Location: Nairobi
watesh wrote:
Njung'e wrote:
Ericsson wrote:
@target1360
Even on airtel money sending is free.
Problem is where will you withdraw;agents are few and getting them with adequate float is a problem.


So true. The biggest beneficiary here would be KCB as they are on the same Mpesa platform so to say. Now, shouldn't KCB go out bare knuckle to snatch all those customers from M-shwari?. Especially those who are not aware of the ongoings?. If i were head at KCB, i would have taught CBA and it's jinga management a seriously ruthless business lesson!

I agree, KCB should go in for the kill here and make everyone know their product exists at a cheaper price.


KCBMPESA seems to be down already OR they've ran out of loan disbursement funds.Check their twetter feed, they say it will resume within the course of the week.
Tried a request on Friday na bado sijapata!
KCB Tweets
Formally employed people often live their employers' dream & forget about their own.
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  | | Edit by user: Monday, September 19, 2016 5:54 PM | Reason: Not specified
muandiwambeu
#1178 Posted : Monday, September 19, 2016 6:58:07 PM
Rank: Veteran

Joined: 8/28/2015
Posts: 1,247
iris wrote:
Impunity wrote:
jerry wrote:
newfarer wrote:
target1360 wrote:
has any bank reduced rates on credit cards to 14.5%.Am tired of being milked dry by barclaycard.

Uwongo the only charge you get from barclaycard if you pay your bills in time is the annual fees, classic card is 3000 pa. I have had it for the Last 9 years

You can also get cash directly from ATM at 6% pm fee/interest. Are you forgetting that?


Member gets me kes.150,000 pm on the same damn ATM, but at 1.2%!


If you pay your credit card dues on time, there is no interest, not even 1.2% to pay except the annual subscription fee.

men. 3gs n u got like ten of them...
Kesho mie narundi kwetu. JM for life. so tiring to life with abusive msuruari wife
,Behold, a sower went forth to sow;....
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Impunity
#1179 Posted : Monday, September 19, 2016 7:35:57 PM
Rank: Elder

Joined: 3/2/2009
Posts: 26,331
Location: Masada
muandiwambeu wrote:
iris wrote:
Impunity wrote:
jerry wrote:
newfarer wrote:
target1360 wrote:
has any bank reduced rates on credit cards to 14.5%.Am tired of being milked dry by barclaycard.

Uwongo the only charge you get from barclaycard if you pay your bills in time is the annual fees, classic card is 3000 pa. I have had it for the Last 9 years

You can also get cash directly from ATM at 6% pm fee/interest. Are you forgetting that?


Member gets me kes.150,000 pm on the same damn ATM, but at 1.2%!


If you pay your credit card dues on time, there is no interest, not even 1.2% to pay except the annual subscription fee.

men. 3gs n u got like ten of them...
Kesho mie narundi kwetu. JM for life. so tiring to life with abusive msuruari wife


What is that?
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.
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bird_man
#1180 Posted : Tuesday, September 20, 2016 8:42:27 AM
Rank: Veteran

Joined: 11/2/2006
Posts: 1,206
Location: Nairobi
So KCBMpesa is not lending anymore and Equity has reduced the Equitel loan limits!
Formally employed people often live their employers' dream & forget about their own.
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303 Pages«<116117118119120>»
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