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Meet M-Shwari from Safaricom!!!!
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McReggae
#101 Posted : Thursday, November 29, 2012 10:29:49 AM
Rank: Elder

Joined: 6/17/2008
Posts: 23,365
Location: Nairobi
All You Need to Know About M-Shwari
..."Wewe ni mtu mdogo sana....na mwenye amekuandika pia ni mtu mdogo sana!".
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Gadaffi
#102 Posted : Thursday, November 29, 2012 11:22:45 AM
Rank: Member

Joined: 2/13/2011
Posts: 284
Location: Nairobi
Money Whisperer wrote:
Obi 1 Kanobi wrote:
@7.5% per month, Safcom has now officially entered the shylock business.

Applause Exactly! This product will hurt shylocks and credit cards not mainstream banks' and MFI's loan products.

Shame on you Shame on you Shame on you i beg 2 differ. No lender will b affected by uptake of tis product. Borrowers of small amts r always lukin 4 other additional sources of small monies.
Tis one borrower wil first go to th bank 4 a salary advance/ uncleared effect, then go to his shylock where he leaves collateral, and eventually borrows frm m-shwari.
Th funds borrowed frm m-shwari r nt secred n so mteja wil 1st clear wit other lenders b4 he thinks of m-shwari. Repayments will then b in arrears eventually 2 defaults
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K22
#103 Posted : Friday, November 30, 2012 6:09:48 PM
Rank: Member

Joined: 9/12/2008
Posts: 436
Location: illobi
"if you fail to pay the loan within 30 days, the loan repayment period will be extended for an additional 30 days and you will be charged an additional 7.5 percent facilitation fee on your outstanding balance."

hmmmmm

A successful man is one who makes more money than his wife can spend. A successful woman is one who can find such a man
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Gadaffi
#104 Posted : Friday, November 30, 2012 6:21:22 PM
Rank: Member

Joined: 2/13/2011
Posts: 284
Location: Nairobi
K22 wrote:
"if you fail to pay the loan within 30 days, the loan repayment period will be extended for an additional 30 days and you will be charged an additional 7.5 percent facilitation fee on your outstanding balance."

hmmmmm

what then if one doesnt pay within th additional 30 days???
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mwekez@ji
#105 Posted : Friday, November 30, 2012 8:45:30 PM
Rank: Chief

Joined: 5/31/2011
Posts: 5,121
Gadaffi wrote:
K22 wrote:
"if you fail to pay the loan within 30 days, the loan repayment period will be extended for an additional 30 days and you will be charged an additional 7.5 percent facilitation fee on your outstanding balance."

hmmmmm

what then if one doesnt pay within th additional 30 days???


Account is closed, >> any amounts remaining in mshari account is used to pay off the loan, >> CBA makes provision for the remaining bad loan, >>> account is handed to CRB, >> pursuit of defaulter proceeds
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mawinder
#106 Posted : Friday, November 30, 2012 9:15:08 PM
Rank: Elder

Joined: 4/30/2008
Posts: 6,029
How does one go about depositing money into mshwari account?i have some funds in mpesa but there is no provision for deposit on the mpesa or mshwari menu.
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Impunity
#107 Posted : Friday, November 30, 2012 11:34:04 PM
Rank: Elder

Joined: 3/2/2009
Posts: 26,331
Location: Masada
mwekez@ji wrote:
Gadaffi wrote:
K22 wrote:
"if you fail to pay the loan within 30 days, the loan repayment period will be extended for an additional 30 days and you will be charged an additional 7.5 percent facilitation fee on your outstanding balance."

hmmmmm

what then if one doesnt pay within th additional 30 days???


Account is closed, >> any amounts remaining in mshari account is used to pay off the loan, >> CBA makes provision for the remaining bad loan, >>> account is handed to CRB, >> pursuit of defaulter proceeds


Are u able to use the mobile line anymore?
Can they come for TV in order to recover part of their loan?
d'oh!
Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.
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Much Know
#108 Posted : Saturday, December 01, 2012 12:39:25 AM
Rank: Elder

Joined: 12/6/2008
Posts: 3,579
Ok. Does CRB start with mshwari defaulters or nyayo era defaulters? Can one of the presidential candidates explain.
Ras Kienyeji Man
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McReggae
#109 Posted : Saturday, December 01, 2012 11:33:13 AM
Rank: Elder

Joined: 6/17/2008
Posts: 23,365
Location: Nairobi
@mawinder....mshwari menu, send money to bank.
..."Wewe ni mtu mdogo sana....na mwenye amekuandika pia ni mtu mdogo sana!".
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mwekez@ji
#110 Posted : Saturday, December 01, 2012 11:52:12 AM
Rank: Chief

Joined: 5/31/2011
Posts: 5,121
No need to freak over defaults. Most people (and all Wanjiku) qualify for a KES 0.00 loan in mswari
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