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Hit N Run Driver
Rank: Member Joined: 10/2/2008 Posts: 109
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HI good pipols.....
I need ur assistance and guidance on how to go about a certain crazy driver on our roads. last night along jogoo road driving towards town,a certain guy overlaps from the right (offroad) forcing to squeeze to my lane. In the process,he damage my front bamber,headlight and sm other stuff. He gets outta the car staggering (with two other guys),takes my insurance details without any care in the world,gets into the car and drives off!!!...... i didnt get a chance to get his insurance co. but got the reg number.
Just been told about the damage estimate at the garage which hopefully the insurance will pay but am told i have to cater for the excess since they dont have anyone to plame for the accident. or unless i provide the details of the insurance of the other car
my request to you is 'i got the search result of the runaway driver but how/who can i involve to help me identify the insurance of the car or the driver himself ( the police say it will take time to find the owner i.e contacts and workplace.....
Life is short,enjoy to the fullest,But only AFTER investing
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Rank: Elder Joined: 3/2/2009 Posts: 26,330 Location: Masada
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Dont plame the driver,just plame your insurance company for not being kind enough.The plame game wont help... The Hague...or Local Triburnal ama TJRC. Portfolio: Sold
You know you've made it when you get a parking space for your yatcht.
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Rank: Veteran Joined: 10/6/2007 Posts: 1,177 Location: Nairobi - Kenya
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good pee balls....?? When you run so fast to get somewhere,you miss the fun of getting there... Life is not a race,so take it slowly.... When you hear what I say, you will not understand. When you see what I do, you will not comprehend
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Rank: Member Joined: 10/2/2008 Posts: 109
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There is no blame game... the driver made a mistake and i dont know who is to find the details of the insurance of the other driver. If it happens am the one to provide those details,then am asking anyone who might know how i can get to locate the other driver and/or his car ...
any info guys..........
Life is short,enjoy to the fullest,But only AFTER investing
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Rank: Elder Joined: 2/16/2007 Posts: 2,114
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@Alfa,
Yoi may have to start at Times Towers.If the guy has purchased the vehicle locally then,the transfer form should have his name,postal address and insurance company i.e if he has not changed the companny since the transfer.....
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Rank: Elder Joined: 2/27/2007 Posts: 2,768
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@ alfa, did you report immediately to the nearest police station...at least your narration does not touch on any contact with the traffic police immediately after the accident...it would easier since a police abstract would help a great deal to smoke out the ruffian...by the way the transfer forms usually indicate the location (home or office of the driver) of the vehicle... three scenarios are likely here knowing who kenyans are: Scenario no.1....You pay the excess to your insuarance company so that it can meet the full cost of repairs and the game ends there or Scenario no. 2....If you did not report the accident to the police then the other driver could have decided to outrun you and reported first...if this is the case you may expect him to lounge a claim against you or Scenario no. 3.....the other driver's actions immediately after the accident have an intimidation tone meant to put you off so that you do not bother him... NEVER TALK OF A RHINO IF THERE IS NO TREE NEAREBY - ZULU PROVERB ...besides, the presence of a safe alone does not signify that there is money inside...
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Rank: Elder Joined: 3/31/2008 Posts: 7,081 Location: Kenya
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...It is better to pay the access and have the car sorted out than dealing with the police to track that thug of a driver. You will spend more on the police and other things in your efforts to have files availed,believe you me..
...who to plame....
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Rank: Member Joined: 11/27/2006 Posts: 108
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get someone @ KRA to get you the dude's details... this is when you need a friend thur if you can not be kind,at least have the decency to be vague speak softly and carry a big stick, you will go far... Theodore Roosevelt
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Rank: Member Joined: 10/2/2008 Posts: 109
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Thanks guys for ur contributions...
@ kaigangio; how does an abstract fish the dude out?.... since i have it and it has not helped me out.....
i immediately reported to the police,got an abstract and already took it to the insurance......
@ magigi; I almost opted for the 1st option but again man the excess is almost 30k thats alot of money. even if am to use police,am sure al spend less than that and for sure this is the time you need a friend to sort you out @ KRA - ma bad know no one there......
maybe sk member could help me out do the consultancy..... hehehe
Life is short,enjoy to the fullest,But only AFTER investing
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Rank: Elder Joined: 2/27/2007 Posts: 2,768
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@ alfa, since you have the abstract,the only thing that you will need to know is the location (which is obtainable from motor vehicle registrar's offices in Time Towers) of driver or the owner of the car that hit you ....get a lawyer to draft for you a claim letter to the guilty party...the issue here is to get the guy to come running to you and this works just fine...at least it did for me sometime back..... NEVER TALK OF A RHINO IF THERE IS NO TREE NEAREBY - ZULU PROVERB ...besides, the presence of a safe alone does not signify that there is money inside...
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Rank: Member Joined: 10/2/2008 Posts: 109
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@ Kaigangio,thats very true and its what am gona do
thanks for ur time & advice bro.........,
Life is short,enjoy to the fullest,But only AFTER investing
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Rank: Member Joined: 5/23/2007 Posts: 441
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your car was damaged on the bumper and headlight? does not look like a big accident or rather great damage.
1. what's the cost of the damage according to your garage and how much excess are you to pay to the insurance?
** sometimes it's wise not to claim if the excess is too high and the damage is somehow less. another issue is that insurance companies are rather slow and your car may end in the garage for a month! you take your car to the garage,they charge you X amount. the insurance sends an assesor who files a report with your insurance company. maybe the insurance will start complaining that the garage is too expensive and the blame game and delays begin. my point is,if the cost of repair is not high,write a statement with cops,just use your own cash,keep the receipts and then look for the road rage nutter!
OnLy deaD FiSh gO WiTh tHe floW....!
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Rank: Elder Joined: 11/13/2008 Posts: 1,565
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@Alfa - 1- go and do a search at times towers - it costs abt 500 bopb and takes a few hours - that search will give you the current owner's name and postal address. Furnish your insurer with that and the cops as well. BTW you need to report all accidents at least in 24 hours - whether you caused it or not. If 24 hrs have elapsed...hmmm...
2 - Check around with a few insurers - you can covertly call the top 5 insurers and say you want to renew your cover,say you cant get the policy number right now since the car is out with the driver,but can give the car number - typically the person on phone,after doing the search will go 'er,Mr John Onyango Kamau?'...you go like 'hmmm,maybe. Its a family car and blah blah,etc'.
The problem with equality is that we desire that it be with those that have more than us rather that those that have less
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Rank: Member Joined: 10/2/2008 Posts: 109
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@ Jaribu,the garage estimate the cost to be apprx 80k while the excess is almost 30k.
@ djinn; i reported the matter the following day,i used ur sugestion and kaiga... and it worked!!!
the 2nd insurance co. i called went like year Mr blah blah here is ur policy number and i was like voila.....
thnx anyway now i hve somebody to blame for the accident...... thanks for all ur concern and advice and i as always will not shy away from putting my requests and useful contributions here....
i wish there woz a way i kud reward u guys other than say Thank you!!
Life is short,enjoy to the fullest,But only AFTER investing
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Rank: Elder Joined: 6/19/2008 Posts: 4,268
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Guys in SK are genii! You get a solution for basically everything!
Experience is what you get when you don't get what you want.
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Rank: Elder Joined: 6/23/2009 Posts: 13,790 Location: nairobi
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KBP 734J hit and run in Kisumu a few days ago.. Sad state of affairs in Kenya with no centralised database to search
COOP 255,000 ABP 15.85; IMH 5,000 ABP 35.55; KQ 604,200 ABP 6.96; MTN 23,800 ABP 5.20
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Rank: Elder Joined: 4/22/2010 Posts: 11,522 Location: Nairobi
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obiero wrote:KBP 734J hit and run in Kisumu a few days ago.. Sad state of affairs in Kenya with no centralised database to search You can.get who owns the car easily... possunt quia posse videntur
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Rank: Elder Joined: 6/23/2009 Posts: 13,790 Location: nairobi
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maka wrote:obiero wrote:KBP 734J hit and run in Kisumu a few days ago.. Sad state of affairs in Kenya with no centralised database to search You can.get who owns the car easily... Was probably just a driver and without photos of the scene and all I will be likely chasing the wind.. But will try
COOP 255,000 ABP 15.85; IMH 5,000 ABP 35.55; KQ 604,200 ABP 6.96; MTN 23,800 ABP 5.20
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Rank: Elder Joined: 6/23/2009 Posts: 13,790 Location: nairobi
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obiero wrote:maka wrote:obiero wrote:KBP 734J hit and run in Kisumu a few days ago.. Sad state of affairs in Kenya with no centralised database to search You can.get who owns the car easily... Was probably just a driver and without photos of the scene and all I will be likely chasing the wind.. But will try I now even have a copy of the logbook. Who wants to help me get the insurance firm?? Tutakula pamoja!
COOP 255,000 ABP 15.85; IMH 5,000 ABP 35.55; KQ 604,200 ABP 6.96; MTN 23,800 ABP 5.20
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Rank: Veteran Joined: 3/27/2009 Posts: 1,437
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obiero wrote:obiero wrote:maka wrote:obiero wrote:KBP 734J hit and run in Kisumu a few days ago.. Sad state of affairs in Kenya with no centralised database to search You can.get who owns the car easily... Was probably just a driver and without photos of the scene and all I will be likely chasing the wind.. But will try I now even have a copy of the logbook. Who wants to help me get the insurance firm?? Tutakula pamoja! Getting to know the owner is easy through KRA. Knowing the insurance company is hard since there is no central database. Why can't KRA/NTSA require insurance companies to share information on the insured for compliance purposes?
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