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PayPal Online Payments
bird_man
#1 Posted : Monday, February 16, 2009 6:00:00 AM
Rank: Veteran

Joined: 11/2/2006
Posts: 1,206
Location: Nairobi
Hi all,

I'm in the process of starting an online business. I will be paying for some services once in a while using a visa debit card.Now for that I think I can use PayPal to make secure payments.

My problem is receiving payments.I will need to receive payments from a number of buyers in US and maybe UK. PayPal is really the trusted payment gateway there. However,I have read that in Kenya,and in fact almost all of Africa,you can only use it to make payments and not to receive.So what other method is available for those wishing to receive payments?

I expect to sell the items and services at around $50 on average.So i need a means that those Americans will be comfortable with,and also one that's cost effective for me.

Anyone out there?

The course of the world is changed by those who dare dream!
Formally employed people often live their employers' dream & forget about their own.
mnazi
#2 Posted : Monday, February 16, 2009 8:57:00 AM
Rank: Member

Joined: 1/9/2008
Posts: 11
try ikobo money transfers services

www.ikobo.com

much reliable

twah
sizzla
#3 Posted : Monday, February 16, 2009 9:22:00 AM
Rank: Member

Joined: 6/10/2006
Posts: 201
Location: Nairobi
Let's face it,paypal is one of the most efficient services in the market. For my online venture I had to use the services of a US resident to open the a/c then I got a debit card which I use to withdraw funds in kenya

www.blackyard.net
gramware
#4 Posted : Monday, February 16, 2009 10:28:00 AM
Rank: Member

Joined: 1/8/2009
Posts: 14
try google checkout. i think they offer similar services.

http://gramware.blogspot.com
alma
#5 Posted : Monday, February 16, 2009 10:50:00 AM
Rank: Elder

Joined: 7/20/2007
Posts: 4,432
Having dealt with Paypal for years I would recommend you avoid using them if you are not following their terms and conditions.

Among the main ones is that you cannot recieve money if you are in Kenya. Granted you can have someone send you a debit card but I can assure you,with paypal,it normally ends in pain.

They can close your account in a hurry together with your money if you even login from another country. You can escape it for sometime,but they do eventually catch up.

If you wish to do ecommerce online,open an account with 2checkout. They are more Kenya friendly and you will get your money without fear of the great paypal shutting down your account.

2checkout allows you to take credit cards as well as paypal payments so you never have to worry of never qualifying for paypal again.
Jose: If I make it through this thug life, I'll see you one day. The Lord is the only way to stop the hurt.
bird_man
#6 Posted : Monday, February 16, 2009 11:31:00 AM
Rank: Veteran

Joined: 11/2/2006
Posts: 1,206
Location: Nairobi
Hi thanks guys for the contributions.

I have checked out ikobo. Now my problem is that getting your avarage American to use that might be difficult since they are so used to PayPal and besides,every major store or online business advertises PayPal as their preferred merchant.

I have also checked out google checkout.....was expected to come in with a big bang like most google products but alas!They messed up kidogo during the start and now E-bay and stores like Levi have banned use of it on their site.

So i guess im stuck with a PayPal that does not cater largely for the african market when it comes to receiving payments.I have a friend who uses the brother's account in US to recieve payments......now im starting to think thats the only way out.Ama?

The course of the world is changed by those who dare dream!
Formally employed people often live their employers' dream & forget about their own.
sizzla
#7 Posted : Monday, February 16, 2009 11:38:00 AM
Rank: Member

Joined: 6/10/2006
Posts: 201
Location: Nairobi
@ alma i don't know which paypal you are referring to but the one i know does indeed allow you to login from a foreign country. I have been logging in every other day from Kenya to check my online balance with absolutely no problems.

Check out paypal.com/ke which is the kenyan version of paypal. They indeed track your use of the debit card which is meant for use worldwide when people go on holiday e.t.c

Plus they can't close your a/c. They only need you to verify that you will be using the card outside the country which can be cleared up by calling their customer care office from within the US. Simple...

www.blackyard.net
bird_man
#8 Posted : Monday, February 16, 2009 12:33:00 PM
Rank: Veteran

Joined: 11/2/2006
Posts: 1,206
Location: Nairobi
@Sizzla,

But can you withdraw your PayPal balance while in Kenya or receive payments while in Kenya?That's all I need.

As in if a guy in US sends $50 to my PayPal account,how will i redeem it here in Kenya?

The course of the world is changed by those who dare dream!
Formally employed people often live their employers' dream & forget about their own.
alma
#9 Posted : Monday, February 16, 2009 12:40:00 PM
Rank: Elder

Joined: 7/20/2007
Posts: 4,432
@sizzla

Having been with paypal since the beginnig of time,I can assure you,be very careful with them.

If you signed up with an addy in the USA then started loging into your account from another country,trust me,they will block your account soon.

The debit card is easy as you can use anywhere. However,loging into your account,you have to be very careful. I am talking from experience of having my paypal accounts blocked more than 4 times in my 'short' online career.

I will explain. If your brother opened the account in New Hampshire then you start login into the account from another state let alone a country,it can automatically shut you out. I am not talking things that have not happened. This happens frequently.

The solution to paypal is simple. Set up an account with 2checkout and you can get paid by credit cards and even paypal if you wish.

trying anything else I can assure you is only short term and paypal loves attacking when you have money stashed in there.

If you must use paypal,2checkout has the facility to allow you to recieve paypal payments.
Jose: If I make it through this thug life, I'll see you one day. The Lord is the only way to stop the hurt.
alma
#10 Posted : Monday, February 16, 2009 12:50:00 PM
Rank: Elder

Joined: 7/20/2007
Posts: 4,432
@bird man

you really do not need paypal to do online business. It helps but it is not mandatory. As long as you can accept visa and mastercard logos,paypal is not important in online business.

If you must use paypal when in Kenya you can

1. Ask your brother to set it up for you from abroad.....the risks are too much in my opinion.......
2. open an account with etrade or hsbc and verify your paypal account with the debit cards they will give you.....
3. Open a merchant account with 2chekout. that should take care of that
4. I don't know which bank it is but I think theres a Kenyan bank that you can use to open a foreign account. Use that .......

Jose: If I make it through this thug life, I'll see you one day. The Lord is the only way to stop the hurt.
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