Unfortunately, its the same as tax. the more you earn, the more you pay, even if the level of security is the same for all (unless you go back to your pocket and pay for private security), pay govt teachers that your children never get to use and you use the same roads regardless of how much you pay in tax. Its unfair but thats how state gets money to give services for public good. And in all this, the middle class pays for it.... the rich hardly get to feel the pinch.

@Wendz,
Thanks for the very useful link to the tender document. It fills some of the information gaps in the whole scheme and sheds some light on issues I have personally been struggling with.

The problem I have with the whole scheme is that it is short on details. I may start paying Kshs 2k a month (Kshs 24K) a year and this is money with which I can get a pretty good cover elsewhere with a provider who understands what customer service really is. What do I get in return for my 24K? Some vague promises to get OP service and enhance IP benefits with no one telling me where, or how. I fear that it may be at Mathare, KNH,or some other hospital with no drugs and an even worse staff attitude (if you have been treated at a gava hospital you may know what I am talking about).

NHIF will do itself a big favour by releasing more details on the scheme including benefits, hospitals, limits, terms and conditions Etc. If well thought out, and if access and financing is through the proposed capitation system, the scheme may actually work!! Members should however be allowed to select preferred providers from the list of accredited hopsitals - otherwise I may be capitated to Mbagathi hosp which would be equivalent to having no cover at all. The issue for me is details, details and more details...

What I see however, is NHIF and a certain gava minister bulldozing the issue without addressing very real concerns which Kenyans have. To quote the good professor, ''the government has no business consulting anyone...'' jameni!!!