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DTB 2022-2026
VituVingiSana
#11 Posted : Monday, July 18, 2022 1:07:41 AM
Rank: Chief

Joined: 1/3/2007
Posts: 18,344
Location: Nairobi
heri wrote:
@VituVingiSana, does the persistent insecurity in parts of DRC constitute a big threat for banks doing business in DRC?

That's a tough question.

I would say YES but DRC is huge and unless the bank has substantial business in those affected areas it may not be a major issue.

From what I understand banks aren't huge into lending as they are in Kenya. There's a lot of transactional business.

Overall, I am bullish about banks in DRC over the medium-long term.
There will be disruptions over the next few years.

BUT wars (civil or external) can upset the apple cart.
Greedy when others are fearful. Very fearful when others are greedy - to paraphrase Warren Buffett
My 2 cents
#12 Posted : Monday, March 27, 2023 9:08:44 PM
Rank: Veteran

Joined: 6/2/2010
Posts: 1,089
VituVingiSana
#13 Posted : Friday, March 31, 2023 11:21:58 PM
Rank: Chief

Joined: 1/3/2007
Posts: 18,344
Location: Nairobi
FY2022

EPS 21.68
DPS 5.00
DPR 23%
ROE 10.1% (barely above inflation!)
PB: 20% (51/-)

The story they are selling:

- Large losses in 4Q2022. Again. Same story in 4Q20 and 4Q21
- Expansion of branches
- "Digital Bank"

The reality is that DTB has done wrong by its shareholders.

Same dilemma ie the price is so low and one needs to absorb the loss and consider it as a potential "new" investment.
Greedy when others are fearful. Very fearful when others are greedy - to paraphrase Warren Buffett
shocks
#14 Posted : Saturday, April 01, 2023 6:57:29 PM
Rank: Member

Joined: 3/15/2009
Posts: 362
There is something very wrong with their asset deployment, loans and government paper are more than Absa but they can't touch Absa on Interest Income, what is eating what?
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