KCB 2018 and Beyond - Page 58 - Stocks - Wazua

Welcome Guest

Wazua » Investor » Stocks » KCB 2018 and Beyond

KCB 2018 and Beyond

Options

Previous Topic · Next Topic

VituVingiSana		#571 Posted : Monday, September 27, 2021 9:30:45 AM
Rank: Chief Joined: 1/3/2007 Posts: 18,347 Location: Nairobi		Ericsson wrote: VituVingiSana wrote: Ebenyo wrote: Ericsson wrote: My 2 cents wrote: I do hope that this acquisition was done at good value. With no access to BPR's balance sheet, I have no way of making this assessment. My hope is that there is no procurement shenanigans in these acqusitions e.g. managemnt and board paying way above value and then together with 'supplier' splitting the difference. The kind of mess that plays out in State Owned Enterprises like KPLC BPR Half Year 2021 Income Statement Interest Income Ksh.2.22bn Profit before tax ksh 367mn. Profit after tax Ksh.236.65mn Balance Sheet Investment in government securities Ksh.14.22bn Loans and advances to customers Ksh.20.36bn Customer deposits Ksh.26.4bn. Borrowings Ksh.487.43mn Retained earnings Ksh.445mn Total Assets Ksh 44.496bn. Net interest income: YoY Growth of 15.7% on the back of 8.3% growth in Loans and Advances and 13.0% on Government Securities. • Non-Interest Income: YoY Growth of 17.6% due to increased customer transactions following an improved operating environment post-Covid-19 lockdowns that were in place in H1 of 2020. • Operating Expenses: Down YoY by 0.8% as a result of ongoing improvements in operational efficiencies and enhanced deployment of technology to serve our customers. • Digital Transformation: Customer initiated transactions accounts for 53.2% of the total number of transactions compared with 49.4% in June 2020. • PAT: Down YoY by 0.9% as a result of increased credit related losses(up 262.2%) because of the impact of Covid-19 on the cashflows of many borrowing customers.While Loans and Advances increased by 8.3%, there was an increase in Non-Performing Loans by 67.8% during the period which resulted in an NPL ratio of 7.2% compared with 4.7% in June 2020. • Total Assets: YoY Growth of 8.7% supported by a 10.8% growth in customer deposits. This demonstrates continued confidence that our customers have in the bank This sound like a good acquisition unless something else which we are not yet aware Bad debts not shown? Equity got whacked with bad debts after it bought UML (Uganda) which is why it shied away from acquisitions until DRC. Though after seeing what happened with Equity in UG, KCB may have done better due diligence and the BNR may have kept an eye on BPR. In Tanzania BancABC has an asset base of ksh.15bn which they will be acquiring. Tiny bank. And really tiny when one considers KCB's size. Even small Sidian has 2x the assets. What's the game plan for KCB for BancABC in TZ? Greedy when others are fearful. Very fearful when others are greedy - *to paraphrase Warren Buffett*
Back to top		\|
User Profile

Ericsson		#572 Posted : Monday, September 27, 2021 9:54:58 AM
Rank: Elder Joined: 12/4/2009 Posts: 10,804 Location: NAIROBI		VituVingiSana wrote: Ericsson wrote: VituVingiSana wrote: Ebenyo wrote: Ericsson wrote: My 2 cents wrote: I do hope that this acquisition was done at good value. With no access to BPR's balance sheet, I have no way of making this assessment. My hope is that there is no procurement shenanigans in these acqusitions e.g. managemnt and board paying way above value and then together with 'supplier' splitting the difference. The kind of mess that plays out in State Owned Enterprises like KPLC BPR Half Year 2021 Income Statement Interest Income Ksh.2.22bn Profit before tax ksh 367mn. Profit after tax Ksh.236.65mn Balance Sheet Investment in government securities Ksh.14.22bn Loans and advances to customers Ksh.20.36bn Customer deposits Ksh.26.4bn. Borrowings Ksh.487.43mn Retained earnings Ksh.445mn Total Assets Ksh 44.496bn. Net interest income: YoY Growth of 15.7% on the back of 8.3% growth in Loans and Advances and 13.0% on Government Securities. • Non-Interest Income: YoY Growth of 17.6% due to increased customer transactions following an improved operating environment post-Covid-19 lockdowns that were in place in H1 of 2020. • Operating Expenses: Down YoY by 0.8% as a result of ongoing improvements in operational efficiencies and enhanced deployment of technology to serve our customers. • Digital Transformation: Customer initiated transactions accounts for 53.2% of the total number of transactions compared with 49.4% in June 2020. • PAT: Down YoY by 0.9% as a result of increased credit related losses(up 262.2%) because of the impact of Covid-19 on the cashflows of many borrowing customers.While Loans and Advances increased by 8.3%, there was an increase in Non-Performing Loans by 67.8% during the period which resulted in an NPL ratio of 7.2% compared with 4.7% in June 2020. • Total Assets: YoY Growth of 8.7% supported by a 10.8% growth in customer deposits. This demonstrates continued confidence that our customers have in the bank This sound like a good acquisition unless something else which we are not yet aware Bad debts not shown? Equity got whacked with bad debts after it bought UML (Uganda) which is why it shied away from acquisitions until DRC. Though after seeing what happened with Equity in UG, KCB may have done better due diligence and the BNR may have kept an eye on BPR. In Tanzania BancABC has an asset base of ksh.15bn which they will be acquiring. Tiny bank. And really tiny when one considers KCB's size. Even small Sidian has 2x the assets. What's the game plan for KCB for BancABC in TZ? By consolidating KCB Tanzania with BancABC it will push them to top 10 largest banks in Tanzania. KCB Tanzania Assets base is about 2x that of BancABC Wealth is built through a relatively simple equation Wealth=Income + Investments - Lifestyle
Back to top		WWW \| \| Edit by user: Monday, September 27, 2021 9:56 AM \| Reason: Not specified
User Profile

VituVingiSana		#573 Posted : Monday, September 27, 2021 11:14:46 AM
Rank: Chief Joined: 1/3/2007 Posts: 18,347 Location: Nairobi		Ericsson wrote: VituVingiSana wrote: Ericsson wrote: VituVingiSana wrote: Ebenyo wrote: Ericsson wrote: My 2 cents wrote: I do hope that this acquisition was done at good value. With no access to BPR's balance sheet, I have no way of making this assessment. My hope is that there is no procurement shenanigans in these acqusitions e.g. managemnt and board paying way above value and then together with 'supplier' splitting the difference. The kind of mess that plays out in State Owned Enterprises like KPLC BPR Half Year 2021 Income Statement Interest Income Ksh.2.22bn Profit before tax ksh 367mn. Profit after tax Ksh.236.65mn Balance Sheet Investment in government securities Ksh.14.22bn Loans and advances to customers Ksh.20.36bn Customer deposits Ksh.26.4bn. Borrowings Ksh.487.43mn Retained earnings Ksh.445mn Total Assets Ksh 44.496bn. Net interest income: YoY Growth of 15.7% on the back of 8.3% growth in Loans and Advances and 13.0% on Government Securities. • Non-Interest Income: YoY Growth of 17.6% due to increased customer transactions following an improved operating environment post-Covid-19 lockdowns that were in place in H1 of 2020. • Operating Expenses: Down YoY by 0.8% as a result of ongoing improvements in operational efficiencies and enhanced deployment of technology to serve our customers. • Digital Transformation: Customer initiated transactions accounts for 53.2% of the total number of transactions compared with 49.4% in June 2020. • PAT: Down YoY by 0.9% as a result of increased credit related losses(up 262.2%) because of the impact of Covid-19 on the cashflows of many borrowing customers.While Loans and Advances increased by 8.3%, there was an increase in Non-Performing Loans by 67.8% during the period which resulted in an NPL ratio of 7.2% compared with 4.7% in June 2020. • Total Assets: YoY Growth of 8.7% supported by a 10.8% growth in customer deposits. This demonstrates continued confidence that our customers have in the bank This sound like a good acquisition unless something else which we are not yet aware Bad debts not shown? Equity got whacked with bad debts after it bought UML (Uganda) which is why it shied away from acquisitions until DRC. Though after seeing what happened with Equity in UG, KCB may have done better due diligence and the BNR may have kept an eye on BPR. In Tanzania BancABC has an asset base of ksh.15bn which they will be acquiring. Tiny bank. And really tiny when one considers KCB's size. Even small Sidian has 2x the assets. What's the game plan for KCB for BancABC in TZ? By consolidating KCB Tanzania with BancABC it will push them to top 10 largest banks in Tanzania. KCB Tanzania Assets base is about 2x that of BancABC So total would be 45-50bn. BancABC will contribute about 1.5% of its balance sheet. TZ is tough for most Kenyan banks since they can't get GoT's business which is the largest employer and "business" in TZ. Greedy when others are fearful. Very fearful when others are greedy - *to paraphrase Warren Buffett*
Back to top		\|
User Profile

Ericsson		#574 Posted : Monday, September 27, 2021 5:31:16 PM
Rank: Elder Joined: 12/4/2009 Posts: 10,804 Location: NAIROBI		VituVingiSana wrote: Ericsson wrote: VituVingiSana wrote: Ericsson wrote: VituVingiSana wrote: Ebenyo wrote: Ericsson wrote: My 2 cents wrote: I do hope that this acquisition was done at good value. With no access to BPR's balance sheet, I have no way of making this assessment. My hope is that there is no procurement shenanigans in these acqusitions e.g. managemnt and board paying way above value and then together with 'supplier' splitting the difference. The kind of mess that plays out in State Owned Enterprises like KPLC BPR Half Year 2021 Income Statement Interest Income Ksh.2.22bn Profit before tax ksh 367mn. Profit after tax Ksh.236.65mn Balance Sheet Investment in government securities Ksh.14.22bn Loans and advances to customers Ksh.20.36bn Customer deposits Ksh.26.4bn. Borrowings Ksh.487.43mn Retained earnings Ksh.445mn Total Assets Ksh 44.496bn. Net interest income: YoY Growth of 15.7% on the back of 8.3% growth in Loans and Advances and 13.0% on Government Securities. • Non-Interest Income: YoY Growth of 17.6% due to increased customer transactions following an improved operating environment post-Covid-19 lockdowns that were in place in H1 of 2020. • Operating Expenses: Down YoY by 0.8% as a result of ongoing improvements in operational efficiencies and enhanced deployment of technology to serve our customers. • Digital Transformation: Customer initiated transactions accounts for 53.2% of the total number of transactions compared with 49.4% in June 2020. • PAT: Down YoY by 0.9% as a result of increased credit related losses(up 262.2%) because of the impact of Covid-19 on the cashflows of many borrowing customers.While Loans and Advances increased by 8.3%, there was an increase in Non-Performing Loans by 67.8% during the period which resulted in an NPL ratio of 7.2% compared with 4.7% in June 2020. • Total Assets: YoY Growth of 8.7% supported by a 10.8% growth in customer deposits. This demonstrates continued confidence that our customers have in the bank This sound like a good acquisition unless something else which we are not yet aware Bad debts not shown? Equity got whacked with bad debts after it bought UML (Uganda) which is why it shied away from acquisitions until DRC. Though after seeing what happened with Equity in UG, KCB may have done better due diligence and the BNR may have kept an eye on BPR. In Tanzania BancABC has an asset base of ksh.15bn which they will be acquiring. Tiny bank. And really tiny when one considers KCB's size. Even small Sidian has 2x the assets. What's the game plan for KCB for BancABC in TZ? By consolidating KCB Tanzania with BancABC it will push them to top 10 largest banks in Tanzania. KCB Tanzania Assets base is about 2x that of BancABC So total would be 45-50bn. BancABC will contribute about 1.5% of its balance sheet. TZ is tough for most Kenyan banks since they can't get GoT's business which is the largest employer and "business" in TZ. Yes the total asset base of KCB Tanzania post consolidation would be at that range of ksh.45-50bn CRDB and NMB are the major players there. The third largest bank (NBC) is 1/3 the size of NMB which is the second largest Wealth is built through a relatively simple equation Wealth=Income + Investments - Lifestyle
Back to top		WWW \|
User Profile

VituVingiSana		#575 Posted : Tuesday, September 28, 2021 5:28:49 AM
Rank: Chief Joined: 1/3/2007 Posts: 18,347 Location: Nairobi		Ericsson wrote: VituVingiSana wrote: Ericsson wrote: VituVingiSana wrote: Ericsson wrote: VituVingiSana wrote: Ebenyo wrote: Ericsson wrote: My 2 cents wrote: I do hope that this acquisition was done at good value. With no access to BPR's balance sheet, I have no way of making this assessment. My hope is that there is no procurement shenanigans in these acqusitions e.g. managemnt and board paying way above value and then together with 'supplier' splitting the difference. The kind of mess that plays out in State Owned Enterprises like KPLC BPR Half Year 2021 Income Statement Interest Income Ksh.2.22bn Profit before tax ksh 367mn. Profit after tax Ksh.236.65mn Balance Sheet Investment in government securities Ksh.14.22bn Loans and advances to customers Ksh.20.36bn Customer deposits Ksh.26.4bn. Borrowings Ksh.487.43mn Retained earnings Ksh.445mn Total Assets Ksh 44.496bn. Net interest income: YoY Growth of 15.7% on the back of 8.3% growth in Loans and Advances and 13.0% on Government Securities. • Non-Interest Income: YoY Growth of 17.6% due to increased customer transactions following an improved operating environment post-Covid-19 lockdowns that were in place in H1 of 2020. • Operating Expenses: Down YoY by 0.8% as a result of ongoing improvements in operational efficiencies and enhanced deployment of technology to serve our customers. • Digital Transformation: Customer initiated transactions accounts for 53.2% of the total number of transactions compared with 49.4% in June 2020. • PAT: Down YoY by 0.9% as a result of increased credit related losses(up 262.2%) because of the impact of Covid-19 on the cashflows of many borrowing customers.While Loans and Advances increased by 8.3%, there was an increase in Non-Performing Loans by 67.8% during the period which resulted in an NPL ratio of 7.2% compared with 4.7% in June 2020. • Total Assets: YoY Growth of 8.7% supported by a 10.8% growth in customer deposits. This demonstrates continued confidence that our customers have in the bank This sound like a good acquisition unless something else which we are not yet aware Bad debts not shown? Equity got whacked with bad debts after it bought UML (Uganda) which is why it shied away from acquisitions until DRC. Though after seeing what happened with Equity in UG, KCB may have done better due diligence and the BNR may have kept an eye on BPR. In Tanzania BancABC has an asset base of ksh.15bn which they will be acquiring. Tiny bank. And really tiny when one considers KCB's size. Even small Sidian has 2x the assets. What's the game plan for KCB for BancABC in TZ? By consolidating KCB Tanzania with BancABC it will push them to top 10 largest banks in Tanzania. KCB Tanzania Assets base is about 2x that of BancABC So total would be 45-50bn. BancABC will contribute about 1.5% of its balance sheet. TZ is tough for most Kenyan banks since they can't get GoT's business which is the largest employer and "business" in TZ. Yes the total asset base of KCB Tanzania post consolidation would be at that range of ksh.45-50bn CRDB and NMB are the major players there. The third largest bank (NBC) is 1/3 the size of NMB which is the second largest So KCB being #10 in TZ is like Sidian's market share in Kenya! NCBA + KCB + I&M + Equity should merge their TZ business to gain some heft! How big is DTB in TZ? Greedy when others are fearful. Very fearful when others are greedy - *to paraphrase Warren Buffett*
Back to top		\| \| Edit by user: Tuesday, September 28, 2021 5:34 AM \| Reason: Not specified
User Profile

Ericsson		#576 Posted : Tuesday, September 28, 2021 8:28:54 AM
Rank: Elder Joined: 12/4/2009 Posts: 10,804 Location: NAIROBI		VituVingiSana wrote: Ericsson wrote: VituVingiSana wrote: Ericsson wrote: VituVingiSana wrote: Ericsson wrote: VituVingiSana wrote: Ebenyo wrote: Ericsson wrote: My 2 cents wrote: I do hope that this acquisition was done at good value. With no access to BPR's balance sheet, I have no way of making this assessment. My hope is that there is no procurement shenanigans in these acqusitions e.g. managemnt and board paying way above value and then together with 'supplier' splitting the difference. The kind of mess that plays out in State Owned Enterprises like KPLC BPR Half Year 2021 Income Statement Interest Income Ksh.2.22bn Profit before tax ksh 367mn. Profit after tax Ksh.236.65mn Balance Sheet Investment in government securities Ksh.14.22bn Loans and advances to customers Ksh.20.36bn Customer deposits Ksh.26.4bn. Borrowings Ksh.487.43mn Retained earnings Ksh.445mn Total Assets Ksh 44.496bn. Net interest income: YoY Growth of 15.7% on the back of 8.3% growth in Loans and Advances and 13.0% on Government Securities. • Non-Interest Income: YoY Growth of 17.6% due to increased customer transactions following an improved operating environment post-Covid-19 lockdowns that were in place in H1 of 2020. • Operating Expenses: Down YoY by 0.8% as a result of ongoing improvements in operational efficiencies and enhanced deployment of technology to serve our customers. • Digital Transformation: Customer initiated transactions accounts for 53.2% of the total number of transactions compared with 49.4% in June 2020. • PAT: Down YoY by 0.9% as a result of increased credit related losses(up 262.2%) because of the impact of Covid-19 on the cashflows of many borrowing customers.While Loans and Advances increased by 8.3%, there was an increase in Non-Performing Loans by 67.8% during the period which resulted in an NPL ratio of 7.2% compared with 4.7% in June 2020. • Total Assets: YoY Growth of 8.7% supported by a 10.8% growth in customer deposits. This demonstrates continued confidence that our customers have in the bank This sound like a good acquisition unless something else which we are not yet aware Bad debts not shown? Equity got whacked with bad debts after it bought UML (Uganda) which is why it shied away from acquisitions until DRC. Though after seeing what happened with Equity in UG, KCB may have done better due diligence and the BNR may have kept an eye on BPR. In Tanzania BancABC has an asset base of ksh.15bn which they will be acquiring. Tiny bank. And really tiny when one considers KCB's size. Even small Sidian has 2x the assets. What's the game plan for KCB for BancABC in TZ? By consolidating KCB Tanzania with BancABC it will push them to top 10 largest banks in Tanzania. KCB Tanzania Assets base is about 2x that of BancABC So total would be 45-50bn. BancABC will contribute about 1.5% of its balance sheet. TZ is tough for most Kenyan banks since they can't get GoT's business which is the largest employer and "business" in TZ. Yes the total asset base of KCB Tanzania post consolidation would be at that range of ksh.45-50bn CRDB and NMB are the major players there. The third largest bank (NBC) is 1/3 the size of NMB which is the second largest So KCB being #10 in TZ is like Sidian's market share in Kenya! NCBA + KCB + I&M + Equity should merge their TZ business to gain some heft! How big is DTB in TZ? As per June 30 2021 financial statements DTB Tanzania has an asset base of Ksh.64.3bn It's profit before tax was ksh.133.7mn Wealth is built through a relatively simple equation Wealth=Income + Investments - Lifestyle
Back to top		WWW \|
User Profile

obiero		#577 Posted : Wednesday, September 29, 2021 6:16:13 AM
Rank: Elder Joined: 6/23/2009 Posts: 14,219 Location: nairobi		Ericsson wrote: VituVingiSana wrote: Ericsson wrote: VituVingiSana wrote: Ericsson wrote: VituVingiSana wrote: Ericsson wrote: VituVingiSana wrote: Ebenyo wrote: Ericsson wrote: My 2 cents wrote: I do hope that this acquisition was done at good value. With no access to BPR's balance sheet, I have no way of making this assessment. My hope is that there is no procurement shenanigans in these acqusitions e.g. managemnt and board paying way above value and then together with 'supplier' splitting the difference. The kind of mess that plays out in State Owned Enterprises like KPLC BPR Half Year 2021 Income Statement Interest Income Ksh.2.22bn Profit before tax ksh 367mn. Profit after tax Ksh.236.65mn Balance Sheet Investment in government securities Ksh.14.22bn Loans and advances to customers Ksh.20.36bn Customer deposits Ksh.26.4bn. Borrowings Ksh.487.43mn Retained earnings Ksh.445mn Total Assets Ksh 44.496bn. Net interest income: YoY Growth of 15.7% on the back of 8.3% growth in Loans and Advances and 13.0% on Government Securities. • Non-Interest Income: YoY Growth of 17.6% due to increased customer transactions following an improved operating environment post-Covid-19 lockdowns that were in place in H1 of 2020. • Operating Expenses: Down YoY by 0.8% as a result of ongoing improvements in operational efficiencies and enhanced deployment of technology to serve our customers. • Digital Transformation: Customer initiated transactions accounts for 53.2% of the total number of transactions compared with 49.4% in June 2020. • PAT: Down YoY by 0.9% as a result of increased credit related losses(up 262.2%) because of the impact of Covid-19 on the cashflows of many borrowing customers.While Loans and Advances increased by 8.3%, there was an increase in Non-Performing Loans by 67.8% during the period which resulted in an NPL ratio of 7.2% compared with 4.7% in June 2020. • Total Assets: YoY Growth of 8.7% supported by a 10.8% growth in customer deposits. This demonstrates continued confidence that our customers have in the bank This sound like a good acquisition unless something else which we are not yet aware Bad debts not shown? Equity got whacked with bad debts after it bought UML (Uganda) which is why it shied away from acquisitions until DRC. Though after seeing what happened with Equity in UG, KCB may have done better due diligence and the BNR may have kept an eye on BPR. In Tanzania BancABC has an asset base of ksh.15bn which they will be acquiring. Tiny bank. And really tiny when one considers KCB's size. Even small Sidian has 2x the assets. What's the game plan for KCB for BancABC in TZ? By consolidating KCB Tanzania with BancABC it will push them to top 10 largest banks in Tanzania. KCB Tanzania Assets base is about 2x that of BancABC So total would be 45-50bn. BancABC will contribute about 1.5% of its balance sheet. TZ is tough for most Kenyan banks since they can't get GoT's business which is the largest employer and "business" in TZ. Yes the total asset base of KCB Tanzania post consolidation would be at that range of ksh.45-50bn CRDB and NMB are the major players there. The third largest bank (NBC) is 1/3 the size of NMB which is the second largest So KCB being #10 in TZ is like Sidian's market share in Kenya! NCBA + KCB + I&M + Equity should merge their TZ business to gain some heft! How big is DTB in TZ? As per June 30 2021 financial statements DTB Tanzania has an asset base of Ksh.64.3bn It's profit before tax was ksh.133.7mn The main aim of most KE banks operating in sister countries is not to be the biggest/topmost banks in the foreign states but to ring fence it's KE diaspora clients businesses KQ ABP 4.26
Back to top		WWW \|
User Profile

aemathenge		#578 Posted : Wednesday, September 29, 2021 8:43:42 AM
Rank: Elder Joined: 10/18/2008 Posts: 3,434 Location: Kerugoya		Quote of the day: obiero wrote: The main aim of most KE banks operating in sister countries is not to be the biggest/topmost banks in the foreign states but to ring fence it's KE diaspora clients businesses https://mahegoat.wordpress.com
Back to top		\|
User Profile

Ericsson		#579 Posted : Friday, October 01, 2021 8:50:02 AM
Rank: Elder Joined: 12/4/2009 Posts: 10,804 Location: NAIROBI		https://www.businessdail...obi-villa-buyer-3568654 Auctioneers find ex-Nakumatt CEO’s Nairobi villa buyer Auctioneers have found a buyer for a high-end home repossessed from former chief executive officer of the fallen retail giant Nakumatt, Atul Shah over a Sh2 billion debt. The KCB Group through Phillips International Auctioneers, said an interested individual had sealed a deal with the lender to take up the four-bedroom villa with a servant’s quarter. The home in Nairobi’s Lavington was put up for sale in July, barely three months after the High Court dismissed a petition seeking to overturn the forced sale by KCB Group to recover the debt. “There is an individual who has entered into a deal with the bank to buy the house,” a representative of Phillips International Auctioneers told the Business Daily Thursday declining to give more details. “The buyer is willing to raise the Sh30 million we were looking for when we floated the house for sale in August.” The property known as LR No. 5/134 (IR No. 49802) is easily identified as House number 3 located at Elite Gardens Estate in Muthangari. The title is held on a leasehold interest for a term of 45 years with effect from September 1, 1989. The property is a four-bedroom villa with a domestic servant quarters and a semi-permanent generator room. Wealth is built through a relatively simple equation Wealth=Income + Investments - Lifestyle
Back to top		WWW \| \| Edit by user: Friday, October 01, 2021 1:04 PM \| Reason: Not specified
User Profile

Ericsson		#580 Posted : Wednesday, November 10, 2021 10:46:12 PM
Rank: Elder Joined: 12/4/2009 Posts: 10,804 Location: NAIROBI		https://www.businessdail...ith-tata-africa--3614414 Wealth is built through a relatively simple equation Wealth=Income + Investments - Lifestyle
Back to top		WWW \|
User Profile

80 Pages«<5657585960>»

Wazua » Investor » Stocks » KCB 2018 and Beyond

Forum Jump

You cannot post new topics in this forum.
You cannot reply to topics in this forum.
You cannot delete your posts in this forum.
You cannot edit your posts in this forum.
You cannot create polls in this forum.
You cannot vote in polls in this forum.

Watch this topic
Print this topic

Normal
Threaded