I think you guys are overthinking and overdiscussing this issue. Clearly you do not have a problem withdrawing your own paypal cash (if you do use paypal). the logic is simple, people have problems withdrawing from paypal and epay kenya provides a solution. i am sure most of you guys against epay have never even tried to use it. Payoneer, great as it is, is relatively new and epay kenya was there before it. do you think it could have survived this long and retained thousands of clients if it was a scam. plus, what do you do when you want to withdraw from paypal today. the payoneer card takes days to reach you after the application process. if you want to understand why epaykenya should be there, try needed money fast first. as wkowally clearly stated, should it ever happen that they wind up with your cash, there are many avenues that you can pursue for compensation. They have a physical address and the CEO is a prominent man who is very easy to track down. Am sure he would be more that happy to give you his contact and address if you ask him.