Ebenyo wrote:I did my own analysis of banks and realised Barclays is doing better than most of of the listed lenders;
NON PERFORMING LOANS
Barclays-8%
Kcb-7%
Equity-8%
Co-op-12%
I&M-14%
LOAN LOSS PROVISION
Barclays- 4%
Kcb-3%
Equity-3%
Co-op-4%
I&M-5%
INTEREST EXPENSE
Barclays-24%
Kcb-26%
Equity-22%
Co-op-28%
I&M-40%
Your research isn't conclusive:
1. BBK doesn't show a consistent superiority in the above indicators;
2. The indicators themselves don't give a reliable conclusion on any one issue e.g. profitability, quality of loan book or efficiency in use of equity/ assets;
3. Left out other lenders useful for comparison eg DTB; NIC; Stanbic; SCB;NBK
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