A few months ago I took a loan from a credit company from Finland. I found about them online (
https://www.lainaailmanvakuuksia.fi) and although I was sceptical in the beggining, they accepted to give me the money. I know that there are people that don't trust the internet and prefer to go personally to the bank or to a credit company, but hey, after you try it one time, you'll feel the its taste. I never been to a bank with this purpose before, and I never took a loan before, but I think the whole process is much easier and less time consuming when doing it online.