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Law Capping interest rates
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actuarywahisa
#1961 Posted : Wednesday, April 26, 2017 10:49:21 AM
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Joined: 5/21/2014
Posts: 184
http://www.businessdaily...04056-yj57vp/index.html

This is the way to go. Not a blanket overcharging of all clients to cover for the failure of banks to do homework on their customers before on-boarding.

Wacha cartels na brigade ya 'sky-is-falling' wabaki hapo na theories zao.
There are too many opportunities all around. Open your eyes and maybe you'll spot one
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Wakanyugi
#1962 Posted : Wednesday, April 26, 2017 11:10:42 AM
Rank: Veteran


Joined: 7/3/2007
Posts: 1,635
actuarywahisa wrote:
http://www.businessdailyafrica.com/markets/news/Banks-triple-loan-good-borrowers/3815534-3904056-yj57vp/index.html

This is the way to go. Not a blanket overcharging of all clients to cover for the failure of banks to do homework on their customers before on-boarding.

Wacha cartels na brigade ya 'sky-is-falling' wabaki hapo na theories zao.


I think this is a good development. Banks finally doing the work of identifying, and rewarding, good borrowers; rather than just sitting on their backsides and rolling the dice of high risk consumption credit. If they had listened to this counsel years ago we would not have the interest cap maneno today. Now they should do the same for SME's
"The opposite of a correct statement is a false statement. But the opposite of a profound truth may well be another profound truth." (Niels Bohr)
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wukan
#1963 Posted : Wednesday, April 26, 2017 12:58:58 PM
Rank: Veteran


Joined: 11/13/2015
Posts: 1,621
actuarywahisa wrote:
http://www.businessdailyafrica.com/markets/news/Banks-triple-loan-good-borrowers/3815534-3904056-yj57vp/index.html

This is the way to go. Not a blanket overcharging of all clients to cover for the failure of banks to do homework on their customers before on-boarding.

Wacha cartels na brigade ya 'sky-is-falling' wabaki hapo na theories zao.


On behalf of the brigade we accepted and moved on and recouped our losses in other investmentssmile smile all the way to the bank. Money never sleeps
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mkeiy
#1964 Posted : Sunday, April 30, 2017 2:38:19 PM
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Joined: 1/27/2012
Posts: 851
Location: Nairobi
actuarywahisa wrote:
http://www.businessdailyafrica.com/markets/news/Banks-triple-loan-good-borrowers/3815534-3904056-yj57vp/index.html

This is the way to go. Not a blanket overcharging of all clients to cover for the failure of banks to do homework on their customers before on-boarding.

Wacha cartels na brigade ya 'sky-is-falling' wabaki hapo na theories zao.


Reduced production, job losses, fewer new cars, minibuses and trucks being registered.
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newfarer
#1965 Posted : Sunday, April 30, 2017 2:51:58 PM
Rank: Elder


Joined: 3/19/2010
Posts: 3,504
Location: Uganda
got pleasant messages from both kcb and Barclays that my credit limit has been increased.if you have good credit history no need to worry.

I supported this bill and still support it
punda amecheka
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actuarywahisa
#1966 Posted : Monday, May 01, 2017 12:26:30 AM
Rank: Member


Joined: 5/21/2014
Posts: 184
mkeiy wrote:
actuarywahisa wrote:
http://www.businessdailyafrica.com/markets/news/Banks-triple-loan-good-borrowers/3815534-3904056-yj57vp/index.html

This is the way to go. Not a blanket overcharging of all clients to cover for the failure of banks to do homework on their customers before on-boarding.

Wacha cartels na brigade ya 'sky-is-falling' wabaki hapo na theories zao.


Reduced production, job losses, fewer new cars, minibuses and trucks being registered.


The era of alternative facts I see.smile
There are too many opportunities all around. Open your eyes and maybe you'll spot one
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obiero
#1967 Posted : Monday, May 01, 2017 7:07:29 AM
Rank: Elder


Joined: 6/23/2009
Posts: 13,893
Location: nairobi
actuarywahisa wrote:
mkeiy wrote:
actuarywahisa wrote:
http://www.businessdailyafrica.com/markets/news/Banks-triple-loan-good-borrowers/3815534-3904056-yj57vp/index.html

This is the way to go. Not a blanket overcharging of all clients to cover for the failure of banks to do homework on their customers before on-boarding.

Wacha cartels na brigade ya 'sky-is-falling' wabaki hapo na theories zao.


Reduced production, job losses, fewer new cars, minibuses and trucks being registered.


The era of alternative facts I see.smile

A study wasn't needed to determine the effects of the rate cap law. The simple indicators of job cuts, rising inflation, bank branch closures, depressed real estate uptake, M&As;would be enough proof that shit has hit the fan

COOP ABP 15.85; IMH ABP 35.55; KQ ABP 5.75; MTN ABP 5.20
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wukan
#1968 Posted : Monday, May 01, 2017 8:05:07 AM
Rank: Veteran


Joined: 11/13/2015
Posts: 1,621
newfarer wrote:
got pleasant messages from both kcb and Barclays that my credit limit has been increased.if you have good credit history no need to worry.

I supported this bill and still support it


If you don't have a good credit history then you know the credit crunch is real and deadlyMoney supply growth is at levels of Moi's era, hakuna pesa!!
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Ericsson
#1969 Posted : Monday, May 01, 2017 12:48:07 PM
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Joined: 12/4/2009
Posts: 10,786
Location: NAIROBI
M-Akiba bond was a con.
Look at inflation now and the coupon rate of the bond.
Wealth is built through a relatively simple equation
Wealth=Income + Investments - Lifestyle
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Taurrus
#1970 Posted : Monday, May 01, 2017 9:09:43 PM
Rank: Member


Joined: 8/25/2015
Posts: 839
Location: Kite
Ericsson wrote:
M-Akiba bond was a con.
Look at inflation now and the coupon rate of the bond.

what is the coupon rate please ?
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Ericsson
#1971 Posted : Monday, May 01, 2017 9:10:50 PM
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Joined: 12/4/2009
Posts: 10,786
Location: NAIROBI
Taurrus wrote:
Ericsson wrote:
M-Akiba bond was a con.
Look at inflation now and the coupon rate of the bond.

what is the coupon rate please ?


10%
Wealth is built through a relatively simple equation
Wealth=Income + Investments - Lifestyle
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obiero
#1972 Posted : Wednesday, May 03, 2017 8:34:53 PM
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Joined: 6/23/2009
Posts: 13,893
Location: nairobi
Let me leave this here http://www.businessdaily...12384-qstrd6z/index.html

COOP ABP 15.85; IMH ABP 35.55; KQ ABP 5.75; MTN ABP 5.20
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mkeiy
#1973 Posted : Wednesday, May 03, 2017 8:46:46 PM
Rank: Member


Joined: 1/27/2012
Posts: 851
Location: Nairobi
actuarywahisa wrote:
mkeiy wrote:
actuarywahisa wrote:
http://www.businessdailyafrica.com/markets/news/Banks-triple-loan-good-borrowers/3815534-3904056-yj57vp/index.html

This is the way to go. Not a blanket overcharging of all clients to cover for the failure of banks to do homework on their customers before on-boarding.

Wacha cartels na brigade ya 'sky-is-falling' wabaki hapo na theories zao.


Reduced production, job losses, fewer new cars, minibuses and trucks being registered.


The era of alternative facts I see.smile


@actuarywahisa. Did you bother reading the article?
What you've highlighted is a LINK!
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newfarer
#1974 Posted : Saturday, May 06, 2017 5:04:55 PM
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Joined: 3/19/2010
Posts: 3,504
Location: Uganda
this is one great thing I will remember Uhuru for.
punda amecheka
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Taurrus
#1975 Posted : Sunday, May 07, 2017 8:27:45 AM
Rank: Member


Joined: 8/25/2015
Posts: 839
Location: Kite
Ericsson wrote:
Taurrus wrote:
Ericsson wrote:
M-Akiba bond was a con.
Look at inflation now and the coupon rate of the bond.

what is the coupon rate please ?


10%

10% untaxed is almost equal to 12% taxed
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Flo-ology
#1976 Posted : Sunday, May 07, 2017 2:42:02 PM
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Joined: 12/17/2016
Posts: 225
newfarer wrote:
this is one great thing I will remember Uhuru for.


Mee too. It has helped me reduce my current loan overall repayment by about 500k and has seen an increase to amount I can borrow or top up
Reflection Eternal
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Spikes
#1977 Posted : Sunday, May 07, 2017 3:17:38 PM
Rank: Elder


Joined: 9/20/2015
Posts: 2,811
Location: Mombasa
Flo-ology wrote:
newfarer wrote:
this is one great thing I will remember Uhuru for.


Mee too. It has helped me reduce my current loan overall repayment by about 500k and has seen an increase to amount I can borrow or top up

A legacy that shall be in living memory for ages.
John 5:17 But Jesus replied, “My Father is always working, and so am I.”
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obiero
#1978 Posted : Sunday, May 07, 2017 3:38:02 PM
Rank: Elder


Joined: 6/23/2009
Posts: 13,893
Location: nairobi
Flo-ology wrote:
newfarer wrote:
this is one great thing I will remember Uhuru for.


Mee too. It has helped me reduce my current loan overall repayment by about 500k and has seen an increase to amount I can borrow or top up

You must be a man/woman in deep debt.. But Mungu yupo

COOP ABP 15.85; IMH ABP 35.55; KQ ABP 5.75; MTN ABP 5.20
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Flo-ology
#1979 Posted : Sunday, May 07, 2017 7:37:32 PM
Rank: Member


Joined: 12/17/2016
Posts: 225
obiero wrote:
Flo-ology wrote:
newfarer wrote:
this is one great thing I will remember Uhuru for.


Mee too. It has helped me reduce my current loan overall repayment by about 500k and has seen an increase to amount I can borrow or top up

You must be a man/woman in deep debt.. But Mungu yupo

Matusi ya nini Obiero, are you purporting that you have never borrowed from a bank? If that is the case then you must be living a lie...
Reflection Eternal
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obiero
#1980 Posted : Sunday, May 07, 2017 7:49:07 PM
Rank: Elder


Joined: 6/23/2009
Posts: 13,893
Location: nairobi
Flo-ology wrote:
obiero wrote:
Flo-ology wrote:
newfarer wrote:
this is one great thing I will remember Uhuru for.


Mee too. It has helped me reduce my current loan overall repayment by about 500k and has seen an increase to amount I can borrow or top up

You must be a man/woman in deep debt.. But Mungu yupo

Matusi ya nini Obiero, are you purporting that you have never borrowed from a bank? If that is the case then you must be living a lie...

Hehe. Just winding you up. Madeni lazima!

COOP ABP 15.85; IMH ABP 35.55; KQ ABP 5.75; MTN ABP 5.20
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