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Law Capping interest rates
Rank: Member Joined: 9/25/2008 Posts: 510
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Barclays have instructed my employer to recover some bad loan without notice ni kubaya! I need arbitration ASAP! I AM trust in GOD, I AM belief in THYSELF
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Rank: Elder Joined: 12/7/2012 Posts: 11,937
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T-Bag wrote:Barclays have instructed my employer to recover some bad loan without notice ni kubaya! I need arbitration ASAP! Lipa madeni  In the business world, everyone is paid in two coins - cash and experience. Take the experience first; the cash will come later - H Geneen
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Rank: Member Joined: 5/6/2011 Posts: 391 Location: Nairobi
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T-Bag wrote:Barclays have instructed my employer to recover some bad loan without notice ni kubaya! I need arbitration ASAP! "You can't have everything. Where would you put it?" - Stephen Wright
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Rank: User Joined: 8/15/2013 Posts: 13,237 Location: Vacuum
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T-Bag wrote:Barclays have instructed my employer to recover some bad loan without notice ni kubaya! I need arbitration ASAP! You write this without shame?Why do you need a notice, Did you give Barclays a notice of defaulting? If Obiero did it, Who Am I?
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Rank: User Joined: 8/15/2013 Posts: 13,237 Location: Vacuum
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Impunity wrote:Swenani wrote:Impunity wrote:maka wrote:winmak wrote:maka wrote:winmak wrote:Kausha wrote:Last 8 years debt growing more than GDP growth. Previous 6yrs it was the opposite. Have we been procuring growth with borrowed money? At an individual level, how do you shield yourself from this? Considering the investment environment is at its riskiest; interest rate capping is making fixed securities unattractive; forex is also on a tight rope... What is one left to do? I dont get this thing of fixed income being unattractive...kindly explain.. I said fixed to mean TBills and bonds, fixed deposits... All offering low yields... sub 10% Tbills not Bonds.... She could be true. If you are a @wanjiku like him and put your 10,000 in a 15 year Bond then she better buy gunia mbili za njugu karanga and sell by the roadside. Bonds are for wazito... guys like @Ben Gethi,@Y-goro and I...people who could plant 100 Mio in a 15 year paper and earn free Kes. 1,000,000 per month for 15 years!!!!!!!!  Wazito kama wewe!!!! Yet a potential gain of 10K is keeping you excited and making you sleepless! Quote:Portfolio: KQ 6,200
You know you've made it when you get a parking space for your yatcht. You dont air balls on the rock by the riverside to dry them...that 6,200 could anything divided by 100s or 1000s. Kepp laughing mate! Divided by 100=6200/100=62 Divided by 1000=6200/1000=6.2  If Obiero did it, Who Am I?
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Rank: Chief Joined: 5/9/2007 Posts: 13,095
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Swenani wrote:Impunity wrote:Swenani wrote:Impunity wrote:maka wrote:winmak wrote:maka wrote:winmak wrote:Kausha wrote:Last 8 years debt growing more than GDP growth. Previous 6yrs it was the opposite. Have we been procuring growth with borrowed money? At an individual level, how do you shield yourself from this? Considering the investment environment is at its riskiest; interest rate capping is making fixed securities unattractive; forex is also on a tight rope... What is one left to do? I dont get this thing of fixed income being unattractive...kindly explain.. I said fixed to mean TBills and bonds, fixed deposits... All offering low yields... sub 10% Tbills not Bonds.... She could be true. If you are a @wanjiku like him and put your 10,000 in a 15 year Bond then she better buy gunia mbili za njugu karanga and sell by the roadside. Bonds are for wazito... guys like @Ben Gethi,@Y-goro and I...people who could plant 100 Mio in a 15 year paper and earn free Kes. 1,000,000 per month for 15 years!!!!!!!! Wazito kama wewe!!!! Yet a potential gain of 10K is keeping you excited and making you sleepless! Quote:Portfolio: KQ 6,200
You know you've made it when you get a parking space for your yatcht. You dont air balls on the rock by the riverside to dry them...that 6,200 could anything divided by 100s or 1000s. Kepp laughing mate! Divided by 100=6200/100=62 Divided by 1000=6200/1000=6.2
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Rank: Elder Joined: 4/22/2010 Posts: 11,522 Location: Nairobi
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 possunt quia posse videntur
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Rank: Elder Joined: 6/23/2009 Posts: 14,320 Location: nairobi
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obiero wrote:obiero wrote:sparkly wrote:obiero wrote:MaichBlack wrote:obiero wrote:muandiwambeu wrote:Ebenyo wrote:[quote=obiero]I told you guys to sell off bank stocks in 2014. Luckily made it out of some major holdings in good time.. but a big percent of your portfolio is still in banks! so, what do you expect to be a fair hair cut on obieros portfolio as a result of kamwanaas house attempt to please Wanjiku. what will be the overall industries' hit in percentage. my fair guess from my lender's perspective (16-14.5)/(16*0.5)*100=18.75% conservetively thieves. COOP & HF will come out strongest in this.. Too little meat to be bitten out from the two. Plus HF has never been strong on deposits being only licensed to have current accounts a few months ago!! HF will have the least interest expense of all listed lenders Hey @Obiero. Bill not signed. And please note I did not put the word 'yet' at the end. Its bound to be signed on Monday 29th Aug 2016 The bankers will visit statehouse with big brown envelop and this story will be forgotten. Smaller banks will fold Here we are... Family & Sidian, then Ecobank http://www.businessdaily...6506-316lohz/index.html[/quote] First Community Bank and now Prime Bank http://www.businessdaily...47234-fgnhd2z/index.html COOP, IMH, KEGN, KQ, MTNU
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Rank: Elder Joined: 7/22/2009 Posts: 7,910
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This are very simplistic calculations!!! For some of these banks a huge percentage of the loans (on value) were to corporate clients who were enjoying rates lower than 14% even before rate caps!!! Never count on making a good sale. Have the purchase price be so attractive that even a mediocre sale gives good returns.
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Rank: Elder Joined: 6/23/2009 Posts: 14,320 Location: nairobi
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MaichBlack wrote:This are very simplistic calculations!!! For some of these banks a huge percentage of the loans (on value) were to corporate clients who were enjoying rates lower than 14% even before rate caps!!! Takataka analysis COOP, IMH, KEGN, KQ, MTNU
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