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Bank Exposure to Real Estate
VituVingiSana
#1 Posted : Sunday, September 04, 2016 3:41:56 PM
Rank: Chief


Joined: 1/3/2007
Posts: 18,121
Location: Nairobi
Where can I find KE banks exposure (lending) for Real Estate?
[Land, Buildings, Houses, etc]

I do not believe that the total number of mortgages [not just loans deemed to be mortgages] amount to less than 30,000.

1. Do the majority of Kenyans buy houses in cash [no loan]?
2. Do Kenyans borrow loans under "other" pretexts then invest in Real Estate?
3. How do banks (mis)classify loans under (2)?
4. How are loans taken by property developers classified?
5. How many loans are collateralized by Real Estate?
6. In the event of a property slump, how exposed are KE banks?
Greedy when others are fearful. Very fearful when others are greedy - to paraphrase Warren Buffett
wukan
#2 Posted : Sunday, September 04, 2016 5:52:56 PM
Rank: Veteran


Joined: 11/13/2015
Posts: 1,596
Look for the 2015 Central bank annual supervision report on the CBK website. It has very interesting statistics


VituVingiSana
#3 Posted : Sunday, September 04, 2016 11:10:23 PM
Rank: Chief


Joined: 1/3/2007
Posts: 18,121
Location: Nairobi
wukan wrote:
Look for the 2015 Central bank annual supervision report on the CBK website. It has very interesting statistics


Thanks. Do you have the data summarized?
Greedy when others are fearful. Very fearful when others are greedy - to paraphrase Warren Buffett
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