wazua Thu, Mar 19, 2026
Welcome Guest Search | Active Topics | Log In

18 Pages<12345>»
KCB or Equity Bank?
sparkly
#21 Posted : Wednesday, February 10, 2016 6:55:53 AM
Rank: Elder

Joined: 9/23/2009
Posts: 8,083
Location: Enk are Nyirobi
ngapat wrote:
Based on long term outlook and prospects like

"Equity Group Kenya Targets 10 Million Congo Bank Customers"

I think Equity Bank will be the better buy.


Political risk in Congo is very high, just like South Sudan. I wouldn't jump into a share just because the Co has invested in Congo.

Anyhow I do hope that Equity will use a model that will be successful in that market.

Kenyan companies have burnt their fingers doing business in the region.
Life is short. Live passionately.
VituVingiSana
#22 Posted : Wednesday, February 10, 2016 10:08:16 AM
Rank: Chief

Joined: 1/3/2007
Posts: 18,346
Location: Nairobi
sparkly wrote:
ngapat wrote:
Based on long term outlook and prospects like

"Equity Group Kenya Targets 10 Million Congo Bank Customers"

I think Equity Bank will be the better buy.


Political risk in Congo is very high, just like South Sudan. I wouldn't jump into a share just because the Co has invested in Congo.

Anyhow I do hope that Equity will use a model that will be successful in that market.

Kenyan companies have burnt their fingers doing business in the region.

Equity's first acquisition was in UG. And it made a loss for 1-2 years as they cleaned up the dirty books. NPLs were very high.
Greedy when others are fearful. Very fearful when others are greedy - to paraphrase Warren Buffett
kenyariri
#23 Posted : Wednesday, February 10, 2016 10:12:49 AM
Rank: New-farer

Joined: 11/23/2011
Posts: 15
The money transfer in the stable EA countries esp Kenya is good enough for Equity to ride high. In Kenya alone, Equity has the largest volumes of stock brockerage and money transfers among listed banks
Sophisticated investors ignore the noise and concentrate on the intrinsic value of an asset
citymayor
#24 Posted : Monday, May 16, 2016 12:01:01 AM
Rank: New-farer

Joined: 2/15/2012
Posts: 29
Location: unimportant
Foreigners quietly raise stakes in Equity Bank

Equity Group Holdings’ shareholding structure is undergoing a drastic transformation as foreign investors flock to the Nairobi Securities Exchange (NSE) to acquire a stake in the bank.

As things stand today, the lender—which this week announced a 20 per cent profit increase for the first quarter—is majority-owned by a foreign firm, while foreign investors take up five positions among the top 10 biggest shareholders...... in April, for instance, Equity’s stock attracted Sh250 million from foreign investors while there was an exit trend in the other banks.

One key ratio that informs the decision by a fund manager to invest in a listed firm is the income produced by its assets, or return on assets in technical terms. According to survey on 1,000 banks in the world conducted by international banking magazine, The Banker—owned by the Financial Times—Equity Bank is a top 10 performer on this ratio.

The magazine ranks the banking group at the eighth position in the world with its return on assets standing at 6.6 per cent. In Africa it is second only to South Africa’s Capitec Bank Holdings. The magazine also ranks Equity’s profitability at position 18 globally.
The Emotional Dog and Its Rational Tail
sparkly
#25 Posted : Monday, May 16, 2016 8:20:09 AM
Rank: Elder

Joined: 9/23/2009
Posts: 8,083
Location: Enk are Nyirobi
citymayor wrote:
Foreigners quietly raise stakes in Equity Bank

Equity Group Holdings’ shareholding structure is undergoing a drastic transformation as foreign investors flock to the Nairobi Securities Exchange (NSE) to acquire a stake in the bank.

As things stand today, the lender—which this week announced a 20 per cent profit increase for the first quarter—is majority-owned by a foreign firm, while foreign investors take up five positions among the top 10 biggest shareholders...... in April, for instance, Equity’s stock attracted Sh250 million from foreign investors while there was an exit trend in the other banks.

One key ratio that informs the decision by a fund manager to invest in a listed firm is the income produced by its assets, or return on assets in technical terms. According to survey on 1,000 banks in the world conducted by international banking magazine, The Banker—owned by the Financial Times—Equity Bank is a top 10 performer on this ratio.

The magazine ranks the banking group at the eighth position in the world with its return on assets standing at 6.6 per cent. In Africa it is second only to South Africa’s Capitec Bank Holdings. The magazine also ranks Equity’s profitability at position 18 globally.


I am currently accumulating Equity, for the reasons cited in the article. Now ~5% of my portfolio. If I wasn't buying Equity, second choice would be DTB.
Life is short. Live passionately.
Ebenyo
#26 Posted : Monday, May 16, 2016 11:07:26 AM
Rank: Veteran

Joined: 4/4/2016
Posts: 2,016
Location: Kitale
Equity debt to equity ratio60% vs kcb at 36%.Oigara proving to be ahead of Mwangi
Towards the goal of financial freedom
kenyariri
#27 Posted : Monday, May 16, 2016 11:54:31 AM
Rank: New-farer

Joined: 11/23/2011
Posts: 15
Equitel will be a platform to watch and a competitor in money transfer.
Sophisticated investors ignore the noise and concentrate on the intrinsic value of an asset
VituVingiSana
#28 Posted : Monday, May 16, 2016 11:29:02 PM
Rank: Chief

Joined: 1/3/2007
Posts: 18,346
Location: Nairobi
Ebenyo wrote:
Equity debt to equity ratio60% vs kcb at 36%.Oigara proving to be ahead of Mwangi

How did you calculate that?
Greedy when others are fearful. Very fearful when others are greedy - to paraphrase Warren Buffett
watesh
#29 Posted : Tuesday, May 17, 2016 11:07:52 AM
Rank: Veteran

Joined: 8/10/2014
Posts: 992
Location: Kenya
Ebenyo wrote:
Equity debt to equity ratio60% vs kcb at 36%.Oigara proving to be ahead of Mwangi

Equity is choosing debt because they get it at 4% as compared to term deposits of 15%, then lent it all to govt at 23%...bigger interest margin for them, more interest income. Its the only logical way
stockshunter
#30 Posted : Sunday, May 22, 2016 12:20:00 PM
Rank: Member

Joined: 1/16/2014
Posts: 114
 Largest branch network in the region with presence in all East African Community Countries. The lender has a huge customer base of over 10 million.  Consistent profit growth over the last six years. Profit growth momentum expected to run into 2016.
 Increase in cost efficiency through greater use of mobile and agency banking. Cost to income ratio has been falling over past five years.
 KCB is trading at low price to earnings multiple relative to its historical valuation and to its peers.
 The shareholders approved KES 10 billion through a rights issue. The rights issue, expected in the second half of 2016 will slightly dilute shareholders who do not participate. (source SBG securities)
fear makes people live a miserable life.
18 Pages<12345>»
Forum Jump  
You cannot post new topics in this forum.
You cannot reply to topics in this forum.
You cannot delete your posts in this forum.
You cannot edit your posts in this forum.
You cannot create polls in this forum.
You cannot vote in polls in this forum.

Copyright © 2026 Wazua.co.ke. All Rights Reserved.