Rank: Elder Joined: 5/21/2013 Posts: 2,841 Location: Here
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junior121121 wrote:Impunity wrote:horizontal wrote:Eddiemundu wrote:This has been my Bank for a very longtime and they have never tired of embarassing me too..they cant Cash a Joint Dividend Cheque worth a few hundred shillings and they require all the parties to be physically present at the Banking hall ..they dont recognize one partner even if the other parners have signed and submitted Id Cards.
What if 100,000 pple turn up to complain about Kcb...how much loss would be incurred on compensation,and so,what impact would that have on kcb's share Price?
Have you been Sucked up by KCB or YOUR Bank?
M'c Kende Siafu ! I have heard countless complaints about this KCB (kenya commercial bank). I used to think they were for nothing until they had me. It is the worst kenyan bank. Apparently I went for a loan from the bank (300,000). went through some useless procedures as far as registering my small business, paying many third parties. The loans officer assured me of success with the loan so I went with whatever they said I should do. All their loans are approved huko head office so these branches are mere live atms. I waited after application. Two days later went there only to be told 'head office walikataa'' despite all the assurance by the loans official. my a/c was nice. I was advised by friends to go to Equity bank. (a truly friendly bank) I opened an account there. They told me to give them my kcb account statement. I filled a loan form that was approved the following day. Equity branches approve loans upto 300,000. Si lazima head office. see the branch is in touch with the customer so I respect Equity bank for that. Ever since, my bank is equity. wait till kcb screws you over I have been a member for 10 years now!!! The best ATMs and good number per location hence you will hardly get a nasuating queue in their ATMs...Coop ATM queues are worst followed by KCB. They are a complete joke. I used to hear of people complaining and didnt understand until ii opened an account (The KCB guys had a drive at my workplace). What a disaster. Long ques at the ATM/ ATM card not working sometimes/ Funds not clearning on time - last straw was when they debited me for a loan i hadnt taken (Never had a loan facility with them). It took me a good three weeks to close my account - three weeks. Moved to CBA after that and NIC - i have never found a better bank than CBA Mambo ya kcb ni mazito sana. Around 2013 I applied for a small loan and even after 8wks, they were yet to approve despite all assurances. On the ninth week, I wrote a letter cancelling the application (they had the audacity to act shocked). Crossed over to Family, opened an a/c there, used kcb statements and had the cash in a week. Life is like playing a violin solo in public and learning the instrument as one goes on.
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