I find this NHIF thing being very useless. They talk of one being covered for services at public and top private hospitals yet they restrict me to some queer private clinics stashed in places like Kawangware, Wanyee and such like. I saw a list where one is supposed to pick a private hospital of his choice yet in that list you will not find any reputable private facility despite contributing the optimum amount. Madam and I contribute 1,700 each. I just wish one can be exempted from this we consolidate the contributions, top up slightly and direct that to a more reputable health medical cover.