E-pesa is a simple yet very effective payment system. Sign up for a FREE account and if you are a merchant, create a 'buy now' button from your account by generating HTML code, upload it to your website. When your website visitors click on the button to pay for your products/services, they are directed to the e-pesa system. For every successful purchase, you will be notified instantly and money credited to your e-pesa account. They only charge 5% commission for this service. You can thereafter withdraw your money via Mpesa, Zap, Bank Wire or PayPal. You can also deposit money from your PayPal account straight to your e-pesa account and withdraw using Mpesa, Zap or Bank wire. They normally pay within the hour after withdrawal, pretty fast and cheap way to send money from abroad. I recommend that you try this service.